Anne Arundel County property record for 786 Harmony Ave, Arnold, MD 21012 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,700 sqft · built 1950 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Oct 2018) |
| Tax Bill | $4,255 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-115-08923625 |
| Primary APN | 03-115-08923625 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,975 sqft (0.229 acres) |
| Garage Type | Carport |
| Garage Area | 416 sqft |
| Carport | Carport |
| Carport Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 548 sqft |
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11508923625 |
|---|---|
| Street Address | 786 HARMONY AVE |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 SC 2 BELVEDERE HEIGHTS |
| Legal Subdivision | BELVEDERE HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731104 |
Source: Anne Arundel County records · APN 03-115-08923625
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 786 HARMONY AVE, ARNOLD, MD 21012-1455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Jun 21, 2019 | Deed of Trust, Mortgage ATLANTIC COAST MTG |
| Oct 30, 2018 | Deed, Subdivision Related Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE |
| Nov 16, 2017 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Apr 19, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on Record |
| Deed Sale | Oct 30, 2018 · Amount on Record |
| Prior Sale | Nov 16, 2017 · Amount on Record |
| Deed Book / Page | 32613 / 440 |
| Prior Transfer Date | Mar 01, 2014 |
| Prior Transfer Doc | 0271220124 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 786 HARMONY AVE, ARNOLD, MD 21012-1455 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0379220001 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 37922/1 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 786 HARMONY AVE, ARNOLD, MD 21012-1455 |
| Document Number | 0349410354 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 786 HARMONY AVE ARNOLD MD 210121455, ARNOLD, MD 21012-1455 |
| Document Number | 0349410354 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 034941/000354 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 23, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 786 HARMONY AVE, ARNOLD, MD 21012-1455 |
| Document Number | 0333520283 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 786 HARMONY AVE ARNOLD MD 210121455, ARNOLD, MD 21012-1455 |
| Document Number | 0333520283 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 033352/000283 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 17, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 30, 2018 |
| Property Address | 786 HARMONY AVE, ARNOLD, MD 21012-1455 |
| Document Number | 0326130440 |
| Book / Page | 32613 / 440 |
| Map Reference | MB24 FO43 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | MARYLAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 786 HARMONY AVE, ARNOLD, MD 21012-1455 |
| Document Number | 0032613444 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 32613/444 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 16, 2017 |
| Property Address | 786 HARMONY AVE, ARNOLD, MD 21012-1455 |
| Document Number | 0315770123 |
| Book / Page | 031577 / 000123 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $199.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1521 RITCHIE HWY 100 #122 ARNOLD MD 21012, 122, ARNOLD, MD 21012 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 19, 2017 |
| Property Address | 786 HARMONY AVE, ARNOLD, MD 21012-1455 |
| Document Number | 0308480106 |
| Book / Page | 030848 / 000106 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $437,200 (+8.71%) | $467,800 (+10.88%) Land $232,900 Building $234,900 | |
| 2024 | $4,255.00 (+16.38%) | ||
| 2023 | $3,656.00 Homeowner's exemption | $402,167 | $421,900 Land $232,900 Building $189,000 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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