786 E Washington Ave, #98, El Cajon, CA 92020 Property Records

San Diego County property record for 786 E Washington Ave, #98, El Cajon, CA 92020

Property Summary

Property Type	Mixed Use Store/Office
Details	5,136 sqft · built 1961
Lot Size	0.255 acres (11,124 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Sep 2012)
Tax Bill	$7,070 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493-101-08-00`

Property Details

APN / Parcel Number

Primary APN	`493-101-08-00`

Interior

Units	7 Units
Building Area	5,136 sqft Total Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	11,124 sqft (0.255 acres)

Location & Zoning

Street Address	786 E WASHINGTON AVE, 98
City	EL CAJON
State	CA
Zip	92020-5328
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	O-P
Legal Description	LOT 51A /EXC ST WID/ & /EXC N 55 FT/ E 65 FT TR 001327
Legal Subdivision	CHASE RANCHO SUB
Legal Tract	001327
Legal Block	2
Legal Lot Number	51A
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	15705

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1443 FUERTE HEIGHTS LN, EL CAJON, CA 92019-3774
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MY POINT CU SD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2012 · Amount on Record
Deed Sale	Sep 17, 2012 · Amount on Record
Prior Sale	Feb 11, 1999 · Amount on Record
Deed Document Number	2012561103
Prior Transfer Date	Sep 25, 1998
Prior Transfer Doc	0000665907
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	786 E WASHINGTON AVE # 98, 98, EL CAJON, CA 92020-5328
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000461181
Date	Oct 5, 2017
Instrument	2017-0461181

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	786 E WASHINGTON AVE # 98, 98, EL CAJON, CA 92020-5328
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324401
Date	Jun 22, 2020
Instrument	2020-0324401

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$431,515 (+2%) Land $171,775 Building $259,740
2025	$7,070.00 (-0.27%)	$423,055 (+4.04%) Land $168,407 Building $254,648
2023	$7,089.00 (+10.4%)	$406,628 Land $161,868 Building $244,760
2022	$6,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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