Oakland County property record for 786 E Wardlow Rd, Highland, MI 48356 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,023 sqft · built 1987 |
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Apr 2006) |
| Tax Bill | $2,997 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-15-476-018 |
| Primary APN | H-11-15-476-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,023 sqft Living Area |
| 1st Floor Area | 1,320 sqft 1st Floor |
| Basement Area | 1,320 sqft Basement |
| Unfinished Basement | 1,320 sqft Unfinished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 74,923 sqft (1.72 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,519 sqft Garage |
| Deck Area | 64 sqft Deck |
|---|---|
| Patio Area | 780 sqft Patio |
| Porch | Slab |
| Porch Area | 64 sqft Porch |
| Terrain | Rolling |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 786 E WARDLOW RD |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48356-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T3N, R7E, SEC 15 PART OF SE 1/4 BEG AT PT DIST N 88-06-06 E 1309.20 FT & N 02-07-10 W 1259.29 FT & S 89-44-55 E 198.17 FT FROM S 1/4 COR, TH S 89-44-55 E 196.21 FT, TH S 02-07-10 E 330.32 FT, TH S 59-25-02 W 168.05 FT TO TRAVERSE PT 'B', TH S 59-25-0 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 15 |
| Legal Subdivision | SHORELINE |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 131100 |
Source: Oakland County records · APN H-11-15-476-018
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 786 E WARDLOW RD, HIGHLAND, MI 48356-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| May 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2006 · Amount on Record |
| Deed Sale | Apr 21, 2006 · Amount on Record |
| Prior Sale | Oct 30, 1997 · Amount on Record |
| Deed Document Number | 2006107936 |
| Deed Book / Page | 37453 / 140 |
| Prior Transfer Date | Apr 03, 2006 |
| Prior Transfer Doc | 0000107935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 786 E WARDLOW RD, HIGHLAND, MI 48356-2541 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 786 E WARDLOW RD, HIGHLAND, MI 48356-2541 |
| Document Number | 0000136556 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 60656/757 |
| Instrument | 136556 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 786 E WARDLOW RD, HIGHLAND, MI 48356-2541 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 786 E WARDLOW RD, HIGHLAND, MI 48356-2541 |
| Document Number | 0000055873 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 58618/268 |
| Instrument | 55873 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | 49541 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 786 E WARDLOW RD, HIGHLAND, MI 48356-2541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027502 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 51570/00421 |
| Instrument | 27502 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 786 E WARDLOW RD, HIGHLAND, MI 48356-2541 |
| Document Number | 0000075191 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 786 E WARDLOW RD HIGHLAND MI 483562541, HIGHLAND, MI 48356-2541 |
| Document Number | 0000075191 |
|---|---|
| Date | May 03, 2018 |
| Book Page | 051780/000773 |
| Instrument | 75191 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 02, 2028 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,997.00 (-32.48%) Homeowner's exemption | $250,380 (+21.54%) | $500,760 (+21.54%) |
| 2024 | $4,439.00 (+19.07%) | ||
| 2023 | $206,000 | $412,000 | |
| 2021 | $3,728.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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