Shelby County property record for 786 E Snowden Cir, Memphis, TN 38104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,572 sqft · built 2022 |
| Lot Size | 0.22 acres (9,569 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Jan 2023) |
| Tax Bill | $3,289 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-5009-0-0020 |
| Primary APN | 01-5009-0-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,572 sqft Living Area |
| Gross Area | 3,056 sqft |
| 1st Floor Area | 1,824 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Lot Area | 9,569 sqft (0.22 acres) |
| Lot Dimensions | 150 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 786 E SNOWDEN CIR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38104-4711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | ES SNOWDEN CIRCLE |
| Legal Subdivision | SNOWDEN HOMESTEAD |
| Legal Lot Number | 138 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 3500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Gardens Historic District (Additional Documentation) listed 1982 · 2,222 contributing resources · NRIS 82004040 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 786 E SNOWDEN CIR, MEMPHIS, TN 38104-4711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Line of Credit CRESSCORE FINANCIALA LLC |
| Jan 23, 2023 | Warranty Deed, Subdivision Related Transfer · Second Mortgage (Down Payment) FIRST HORIZON BANK |
| Mar 29, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage BOSHWIT BROS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2023 · Amount on Record |
| Deed Sale | Jan 23, 2023 · Amount on Record |
| Prior Sale | Mar 29, 2021 · Amount on Record |
| Deed Document Number | 20236135 |
| Prior Transfer Date | Jun 13, 2013 |
| Prior Transfer Doc | 0000073175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 786 E SNOWDEN CIR, MEMPHIS, TN 38104-4711 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0022037010 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 22037010 |
| Name | CRESSCORE FINANCIALA LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MEMPHIS, TN 38122 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jan 10, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 23, 2023 |
| Property Address | 786 E SNOWDEN CIR, MEMPHIS, TN 38104-4711 |
| Document Number | 0023006135 |
| Map Reference | MB 7 PG 30 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 23006135 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,794.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 786 E SNOWDEN CIR, MEMPHIS, TN 38104-4711 |
| Document Number | 0023006136 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 23006136 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 29, 2021 |
| Property Address | 786 E SNOWDEN CIR, MEMPHIS, TN 38104-4711 |
| Document Number | 0021035354 |
| Map Reference | MB 7 PG 30 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 21035354 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 S RIVERSIDE DR APT 302, 302, MEMPHIS, TN 38103-4621 |
| Investor | Possibly a Property Investor |
| Document Number | 0021035355 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 21035355 |
| Name | BOSHWIT BROS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,289.00 (-40.95%) | $122,275 (+33.71%) Land $15,000 Building $107,275 | $489,100 (+33.71%) Land $60,000 Building $429,100 |
| 2023 | $91,450 Land $9,250 Building $82,200 | ||
| 2022 | $5,570.00 | ||
| 2021 | $365,800 Land $37,000 Building $328,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1978–2025) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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