786 E Long Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 786 E Long Ave, Gastonia, NC 28054

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 2,280 sqft · built 2021
Lot Size3.45 acres (150,282 sqft)
Owner2 Individual Names on Record
Last Sale$34,000 (Nov 2019)
Tax Bill$1,873 (2026)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN302025

Property Details

APN / Parcel Number

Primary APN302025

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,280 sqft Heated Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleMobile Home
Lot Area150,282 sqft (3.45 acres)

Location & Zoning

Street Address786 LONG SHOALS RD
CityLINCOLNTON
StateNC
Zip28092-6215
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionRATCHFORD & MCALISTER TRACT P/4 PLAT BOOK 066 PAGE 089
Legal SubdivisionRICHARD A STEWART AND ANITA B STEWART
Legal TractP
JurisdictionGASTON NC
Township / Civil DivisionCHERRYVILLE
Census Block Group1
Census Block1005
Census Tract30401

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address786 LONG SHOALS RD, LINCOLNTON, NC 28092-6215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2019 · Amount on Record
Deed SaleNov 1, 2019 · Amount on Record
Deed Book / Page5078 / 2029
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address786 E LONG AVE, GASTONIA, NC 28054
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052830467
DateNov 4, 2021
Book Page5283/467
Lender
Name1ST SIGNATURE LENDING LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term366 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,873.00 (+4.58%)$262,350 (+1.8%) Land $34,940 Building $227,410
2023$1,791.00$257,720 Land $34,940 Building $222,780
2021$27,010 Land $27,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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