786 E 18th St, Paterson, NJ 07501 Property Records

Passaic County and Paterson City property record for 786 E 18th St, Paterson, NJ 07501

Property Summary

Property Type	Single Family Home
Details	2,967 sqft
Lot Size	0.052 acres (2,252 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jan 2020)
Tax Bill	$14,148 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-04108-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`08-04108-0000-00011`
Alternative APN	`08F0738000000018`

Interior

Stories	3 Stories
Building Area	2,967 sqft Living Area

Exterior

Construction Type	Frame
Lot Area	2,252 sqft (0.052 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08F0738000000018
Street Address	786 E 18TH ST
City	PATERSON
State	NJ
Zip	07501-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4108
Legal Lot Number	11
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	3
Census Block	3004
Census Tract	182302

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	786 E 18TH ST, PATERSON, NJ 07501-3945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 17, 2020	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Jun 13, 2017
Deed Document Number	20202900
Deed Book / Page	3734 / 59
Prior Transfer Date	May 24, 2017
Prior Transfer Doc	0000028271
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	786 E 18TH ST, PATERSON, NJ 07501-3945
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	VETS TITLE AGENCY LLC, ADVENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011434
Date	Feb 17, 2021
Book Page	M16847/187
Instrument	2021011434

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 17, 2020
Property Address	786 E 18TH ST, PATERSON, NJ 07501-3945
Document Number	0000002900
Book / Page	D3734 / 0059
Instrument Date	Jan 8, 2020
Instrument	2020002900
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ADVENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$953.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 E 23RD ST, 350, PATERSON, NJ 07514-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 E 18TH ST, PATERSON, NJ 07501-3945

Mortgage

Document Number	0000002901
Date	Jan 17, 2020
Book Page	M15948/0054
Instrument	2020002901

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,100 (+142.87%) Land $95,200 Building $548,900	$644,100 (+142.87%) Land $95,200 Building $548,900
2025	$14,148.00 (+4.71%)	$265,200 (-) Land $18,600 Building $246,600	$265,200 (-) Land $18,600 Building $246,600
2024	$13,512.00 (+9.76%)
2023		$265,200 Land $18,600 Building $246,600	$265,200 Land $18,600 Building $246,600
2022	$12,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile.

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