786 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 786 Cross St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 841 sqft · built 1960
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$302,649 (Jun 2025)
Tax Bill	$1,862 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-016-0013`

Property Details

APN / Parcel Number

Primary APN	`13-016-0013`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	841 sqft Living Area
1st Floor Area	841 sqft
Basement Area	841 sqft
Unfinished Basement	841 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	786 CROSS ST
City	OGDEN
State	UT
Zip	84404-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE NORTHWEST QUARTER OF SECTION 21, TOWNSHIP 6 NORTH, RANGE 1 WEST, SALT LAKE MERIDIAN; DESCRIBED AS FOLLOWS:
Legal Range	01W
Legal Township	06N
Legal Section	21
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	2
Census Block	2000
Census Tract	200500

Owner

Source: Weber County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	786 CROSS ST, OGDEN, UT 84404-5026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 30, 2021	Deed of Trust, Mortgage · FHA Mortgage UTAH HOUSING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Sep 30, 2010
Deed Document Number	20253372786
Prior Transfer Date	May 7, 2003
Prior Transfer Doc	0001938203
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	786 CROSS ST, OGDEN, UT 84404-5026
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	DHI TITLE, DHI TITLE UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003294784
Date	Aug 16, 2023
Instrument	3294784

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	786 CROSS ST, OGDEN, UT 84404-5026
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 CROSS ST, OGDEN, UT 84404-5026

Mortgage

Document Number	0003171960
Date	Jul 30, 2021
Instrument	3171960

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	231 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,862.00 (-10.09%)	$282,370 (-7%) Land $122,258 Building $160,112	$282,370 (-7%) Land $122,258 Building $160,112
2025	$2,071.00 (+4.6%)	$303,628 (+92.35%) Land $107,598 Building $196,030	$303,628 (+5.79%) Land $107,598 Building $196,030
2023	$1,980.00	$157,851 Land $55,025 Building $102,826	$287,000 Land $100,045 Building $186,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: All West, Utah Broadband.

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