786 Copley Pointe Dr, Richmond, KY 40475 Property Records

Madison County property record for 786 Copley Pointe Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$507,500 (Jun 2023)
Tax Bill	$4,785 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0068-002H-0059`

Property Details

APN / Parcel Number

Primary APN	`0068-002H-0059`
Alternative APNs	`120609` `92729` `50111`

Location & Zoning

Account Number	50111
Street Address	786 COPLEY POINTE DR
City	RICHMOND
State	KY
Zip	40475-7589
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 59 PH 3
Legal Phase	3
Legal Lot Number	59
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

786 Copley Pointe Dr is owned and occupied by an individual who bought it in June 2023.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	786 COPLEY POINTE DR, RICHMOND, KY 40475-7589
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage LIBERTY FCU
Apr 22, 2022	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Apr 22, 2022 · Amount on File
Deed Document Number	2014149198
Deed Book / Page	D839 / 231
Record Updated	Jun 8, 2026

June 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 6, 2023
Property Address	786 COPLEY POINTE DR, RICHMOND, KY 40475-7589
Document Number	00D839/231
Book / Page	D839 / 231
Map Reference	CAB 29 SL 256
Instrument Date	May 25, 2023
Instrument	2014149198
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024
Title Company	FOUNDATION TITLE, FOUNDATION T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	786 COPLEY POINTE DR, RICHMOND, KY 40475-7589

Mortgage

Document Number	2014149199
Date	Jun 6, 2023
Instrument	2014149199

Lender

Name	LIBERTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

April 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 22, 2022
Property Address	786 COPLEY POINTE DR, RICHMOND, KY 40475-7589
Document Number	00D822/139
Book / Page	D822 / 139
Map Reference	CAB 29 SL 256
Instrument Date	Apr 19, 2022
Instrument	2014088265
Transaction Type	Construction Loan
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DRIVE #EE, EE, BEREA, KY 40403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N KEENELAND DRIVE #E # E, E, BEREA, KY 40403

Mortgage

Document Number	2014088266
Date	Apr 22, 2022
Instrument	2014088266

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 19, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 786 Copley Pointe Dr was $4,785 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,785.00 Additional exemption filed	$507,500	$507,500
2023	$485.00 (+135.44%)	$50,000 (+135.29%)	$50,000 (+135.29%)
2022	$206.00	$21,250	$21,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 786 Copley Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 786 Copley Pointe Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

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