786 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 786 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,507 sqft · built 1888
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Sep 2019)
Tax Bill	$6,354 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-14-0097`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-14-0097`
Alternative APNs	`8554646` `616535`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,507 sqft Living Area
1st Floor Area	872 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	616535
Street Address	786 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ARLINGTON HILLS ADD B40&45-49 LOT 8 BLK 10
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	ARLINGTON HILLS ADD B40&45-49
Legal Block	10
Legal Lot Number	8
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2011
Census Tract	31000

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3900 FREMONT AVE N, MINNEAPOLIS, MN 55412-2045
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage SUN WEST MTG
Sep 5, 2019	Grant Deed, Transfer · Conventional with PMI CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	20194772303
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	786 COOK AVE E, SAINT PAUL, MN 55106-3109
Document Number	0004827165
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 COOK AVE E ST PAUL MN 551063109, ST PAUL, MN 55106-3109

Mortgage

Document Number	0004827165
Date	Aug 13, 2020
Instrument	4827165

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 5, 2019
Property Address	786 COOK AVE E, SAINT PAUL, MN 55106-3109
Document Number	0004772303
Instrument Date	Jul 24, 2019
Instrument	4772303
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.60

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 COOK AVE E ST PAUL MN 551063109, ST PAUL, MN 55106-3109

Mortgage

Document Number	4772304
Date	Sep 5, 2019
Instrument	4772304

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,100 (+9.16%) Land $25,000 Building $243,100	$268,100 (+9.16%) Land $25,000 Building $243,100
2025	$6,354.00 (+24.78%)
2023	$5,092.00	$245,600 Land $20,000 Building $225,600	$245,600 Land $20,000 Building $225,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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