786 Co Rte 85, Addison, NY 14801 Property Records

Steuben County and Tuscarora Town property record for 786 Co Rte 85, Addison, NY 14801

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,466 sqft · built 1966
Lot Size	10.5 acres (457,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Oct 2021)
Tax Bill	$3,142 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2021 Transfer
APN	`0000454-000`

Property Details

APN / Parcel Number

Primary APN	`0000454-000`
Alternative APN	`467000 402.00-01-029.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	1,194 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	457,380 sqft (10.5 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000454-000
Street Address	786 COUNTY ROUTE 85
City	ADDISON
State	NY
Zip	14801-9005
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	STEUBEN NY
Township / Civil Division	TUSCARORA
Census Block Group	2
Census Block	2049
Census Tract	962100

Owner

Source: Steuben County and Tuscarora Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	786 COUNTY ROUTE 85, ADDISON, NY 14801-9005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer · FHA Mortgage PARAGON HOME LOANS INC
Apr 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Deed Book / Page	2920 / 342
Prior Transfer Date	Mar 22, 2021
Prior Transfer Doc	002884/234
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Oct 25, 2021
Property Address	786 COUNTY ROUTE 85, ADDISON, NY 14801-9005
Document Number	002920/342
Book / Page	2920 / 342
Instrument Date	Oct 20, 2021
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5593 WOLF RUN RD, CAMPBELL, NY 14821-9403

Mortgage

Document Number	0004767325
Date	Oct 25, 2021
Instrument	4767/325

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEUBEN NY
Recording Date	Apr 14, 2021
Property Address	786 COUNTY ROUTE 85, ADDISON, NY 14801-9005
Document Number	002884/234
Book / Page	2884 / 234
Instrument Date	Mar 22, 2021
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Tax Assessment & Valuation

Source: Steuben County and Tuscarora Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Tuscarora Town
Unified School District	Addison Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,142.00 (+2.28%)
2025	$3,072.00 (+188.72%)	$2,750 (-) Land $600 Building $2,150	$139,594 (+8.63%) Land $30,457 Building $109,137
2023		$2,750 (-) Land $600 Building $2,150	$128,505 (+21.5%) Land $28,037 Building $100,468
2022		$2,750 Land $600 Building $2,150	$105,769 Land $23,077 Building $82,692
2021	$1,064.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1996–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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