Cullman County property record for 786 Co Rd 490, Cullman, AL 35055
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,120 sqft · built 1993 |
| Lot Size | 7.2 acres (313,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,100 (Oct 2024) |
| Tax Bill | $810 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-08-34-0-001-004.000 |
| Primary APN | 17-08-34-0-001-004.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,120 sqft Base Area |
| 1st Floor Area | 2,120 sqft |
| Flooring | Tile |
| Interior Walls | Finished/Painted |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 313,632 sqft (7.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 83366 |
|---|---|
| Street Address | 786 COUNTY ROAD 490 |
| City | CULLMAN |
| State | AL |
| Zip | 35055-0432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.2 AC(C)- BEG 308' S OF INT W ROW GOLF COURSE RD & N LN SE1/4 NE1/4, TH CONT S 495(S), W 1005(S), N 200(S), E 546.68, N 200( |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | CULLMAN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 965100 |
786 Co Rd 490 is owned and occupied by two individuals who bought it in October 2024.
Source: Cullman County records, as of March 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 786 COUNTY ROAD 490, CULLMAN, AL 35055-0432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2024 · Amount on File |
| Deed Sale | Oct 22, 2024 · Amount on File |
| Prior Sale | Oct 11, 2017 · Amount on File |
| Deed Book / Page | 761 / 281 |
| Prior Transfer Date | Oct 11, 2024 |
| Prior Transfer Doc | 0761000281 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 786 Co Rd 490 was $810 with a homeowner's exemption.
Source: Cullman County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Unified School District | Cullman County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $810.00 Homeowner's exemption | $32,920 | $361,900 Land $203,900 Building $158,000 |
| 2023 | $738.00 (+16.4%) Homeowner's exemption | $30,140 (+15.39%) | $283,700 (+15.28%) Land $126,700 Building $157,000 |
| 2022 | $634.00 Homeowner's exemption | $26,120 | $246,100 Land $108,000 Building $138,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 786 Co Rd 490 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 786 Co Rd 490 is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CULLMAN COUNTY WATER DEPARTMENT serves 57,006 people · EPA ID AL0000394 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sprout Fiber Internet Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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