786 Cedar Point Dr, Cincinnati, OH 45230 Property Records

Hamilton County property record for 786 Cedar Point Dr, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,967 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2005)
Tax Bill	$9,058 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`500-0410-0091-00`

Property Details

APN / Parcel Number

Primary APN	`500-0410-0091-00`
Alternative APN	`0043020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,967 sqft Living Area
Gross Area	4,670 sqft
1st Floor Area	1,368 sqft
2nd Floor Area	799 sqft
Basement Area	1,215 sqft
Finished Basement	800 sqft
Unfinished Basement	415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	240 ft deep x 39.4 ft wide
Garage Type	Attached
Garage Area	1,288 sqft
Parking Spaces	5 Parking Spaces
Deck Area	Deck Area
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	786 CEDAR POINT DR
City	CINCINNATI
State	OH
Zip	45230-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR POINT DR 39.43 X 239.96 IRR LOT 3 CEDAR POINT SUB
Legal Subdivision	CEDAR POINT SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3000
Census Tract	25002

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	786 CEDAR POINT DR, CINCINNATI, OH 45230-3755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2005 · Amount on Record
Deed Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	2005163290
Deed Book / Page	10047 / 1317
Prior Transfer Date	Sep 16, 2005
Prior Transfer Doc	0000000287
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	786 CEDAR POINT DR, CINCINNATI, OH 45230-3755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080931
Date	Sep 5, 2017
Instrument	17-0080931

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	786 CEDAR POINT DR, CINCINNATI, OH 45230-3755
Document Number	0000039761
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	786 CEDAR POINT DR CINCINNATI OH 452303755, CINCINNATI, OH 45230-3755

Mortgage

Document Number	0000039761
Date	Apr 30, 2020
Book Page	014158/000305
Instrument	39761

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 29, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,058.00 (+2.81%)	$144,904 (-) Land $30,625 Building $114,279	$414,010 (-) Land $87,500 Building $326,510
2024	$8,810.00 (+5.19%)	$144,904 (-) Land $30,625 Building $114,279
2023	$8,375.00 (+12.69%)	$144,904 (+26.54%) Land $30,625 Building $114,279	$414,010 (+26.54%) Land $87,500 Building $326,510
2022	$7,432.00 Homeowner's exemption	$114,510 Land $27,685 Building $86,825
2020			$327,170 Land $79,100 Building $248,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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