786 Bugatti Pl, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 786 Bugatti Pl, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,100 sqft · built 1997
Lot Size	0.224 acres (9,737 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Jul 2024)
Tax Bill	$19,141 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`726-18-081`

Property Details

APN / Parcel Number

Primary APN	`726-18-081`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	9,737 sqft (0.224 acres)
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	786 BUGATTI PL
City	MORGAN HILL
State	CA
Zip	95037-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8862 BOOK 680 PAGE 17 PAGE 18 LOT 6
Legal Subdivision	TRACT NO 8862
Legal Tract	8862
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1003
Census Tract	512312

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 7, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Aug 3, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Prior Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	202425667356
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511

Mortgage

Document Number	0025953956
Date	Mar 9, 2026
Instrument	25953956

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 7, 2021
Property Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511
Document Number	0025126189
Map Reference	MB 680 PG 17
Instrument Date	Sep 28, 2021
Instrument	25126189
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511

Mortgage

Document Number	0025126190
Date	Oct 7, 2021
Instrument	25126190

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511

Mortgage

Document Number	0024865631
Date	Mar 9, 2021
Instrument	24865631

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Apr 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511

Mortgage

Document Number	0024807707
Date	Jan 29, 2021
Instrument	24807707

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	MORGAN HILL, CA 95037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024537138
Date	Jul 15, 2020
Instrument	24537138

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 3, 2017
Property Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511
Document Number	0023718250
Map Reference	MB680 PG17
Instrument Date	Jul 17, 2017
Instrument	23718250
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	786 BUGATTI PL, MORGAN HILL, CA 95037-7511

Mortgage

Document Number	0023718251
Date	Aug 3, 2017
Instrument	23718251

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,445,000 (-9.69%) Land $794,700 Building $650,300
2025	$19,141.00 (+28.15%) Homeowner's exemption	$1,600,000 (+31.69%) Land $880,000 Building $720,000
2023	$14,936.00 (-15.33%)	$1,215,000 Land $668,200 Building $546,800
2022	$17,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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