786 Broad St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 786 Broad St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 1926
Lot Size	0.175 acres (7,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Oct 2026)
Tax Bill	$12,641 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00841-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`02-00841-0000-00028`
Alternative APN	`020084100028`

Interior

Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	7,601 sqft (0.175 acres)
Lot Dimensions	190 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	020084100028
Street Address	786 BROAD ST
City	BLOOMFIELD
State	NJ
Zip	07003-2864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	40 X 190
Legal Block	841
Legal Lot Number	28
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3000
Census Tract	15000

Owner

Source: Essex County and Bloomfield Township records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	786 BROAD ST, BLOOMFIELD, NJ 07003-2864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Sep 3, 1993 · Amount on Record
Deed Document Number	202664898
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 1, 2026
Property Address	786 BROAD ST, BLOOMFIELD, NJ 07003-2864
Document Number	0000064898
Instrument Date	Sep 16, 2026
Instrument	202664898
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NORTHSTAR TITLE, NORTH STAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,045.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 BROAD ST, BLOOMFIELD, NJ 07003-2864

Mortgage

Document Number	0000064899,
Date	Oct 1, 2026
Instrument	202664899

Lender

Name	FIRST CITIZENS COMMUNITY BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,300 (-) Land $152,700 Building $209,600	$362,300 (-) Land $152,700 Building $209,600
2025	$12,641.00 (+2.86%)	$362,300 (-) Land $152,700 Building $209,600	$362,300 (-) Land $152,700 Building $209,600
2024	$12,289.00 (+5.94%)
2023		$362,300 Land $152,700 Building $209,600	$362,300 Land $152,700 Building $209,600
2022	$11,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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