786 Bowmans Mill Rd, Middletown, VA 22645 Property Records

Warren County property record for 786 Bowmans Mill Rd, Middletown, VA 22645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,888 sqft · built 1950
Lot Size	17 acres (740,520 sqft)
Owner	2 Individual Names on File
Last Sale	$512,000 (Sep 2017)
Tax Bill	$4,008 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3/27`

Property Details

APN / Parcel Number

Primary APN	`3/27`
Alternative APN	`88`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,888 sqft Living Area
Gross Area	4,586 sqft
1st Floor Area	1,444 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	740,520 sqft (17 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	88
Old Parcel Number	3 27
Street Address	786 BOWMANS MILL RD
City	MIDDLETOWN
State	VA
Zip	22645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	STEELE
Legal Subdivision	NORTH RIVER-COUNTY
Jurisdiction	WARREN VA
Township / Civil Division	NORTH RIVER
Census Block Group	2
Census Block	2004
Census Tract	20200

Owner

786 Bowmans Mill Rd is owned by two individuals who bought it in September 2017.

Source: Warren County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	786 BOWMAN HOLLOW RD, STEPHENS CITY, VA 22655-7000
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Prior Sale	Jul 24, 2014 · Amount on File
Deed Document Number	20175309
Record Updated	Oct 29, 2026

September 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WARREN VA
Recording Date	Sep 27, 2017
Property Address	786 BOWMANS MILL RD, MIDDLETOWN, VA 22645
Document Number	170005309
Book / Page	000133
Map Reference	DD 395 PG 888
Instrument Date	Sep 26, 2017
Instrument	170005309
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	COMMONWEALTH LAND TITLE INSU

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	786 BOWMAN HOLLOW RD, STEPHENS CITY, VA 22655-7000

Mortgage

Document Number	170005310
Date	Sep 27, 2017
Instrument	170005310

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 786 Bowmans Mill Rd was $4,008.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,008.00	$704,432 (-) Land $245,000 Building $459,432
2025		$704,432 (+6.43%) Land $245,000 Building $459,432	$704,432 (+6.43%) Land $245,000 Building $459,432
2024	$3,243.00	$661,900 (-) Land $210,000 Building $451,900	$661,900 (-) Land $210,000 Building $451,900
2023		$661,900 Land $210,000 Building $451,900	$661,900 Land $210,000 Building $451,900
2022	$3,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 786 Bowmans Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 786 Bowmans Mill Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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