Macon County property record for 786 Bear Back Ridge Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,912 sqft |
| Lot Size | 2.46 acres (107,158 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,500 (May 2024) |
| Tax Bill | $2,270 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 7500581916 |
| Primary APN | 7500581916 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,912 sqft Heated Area |
| 1st Floor Area | 1,168 sqft |
| Architectural Style | Conventional |
|---|---|
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 107,158 sqft (2.46 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Deck Area | 196 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | 157572 |
|---|---|
| Street Address | 786 BEAR BACK RIDGE RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 12 BEAR BACK RIDGE |
| Legal Subdivision | BEAR BACK RIDGE |
| Legal Tract | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 4 |
| Census Block | 4051 |
| Census Tract | 970600 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 154 ADMIRAL WAY SE, MABLETON, GA 30126-1984 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2024 · Amount on Record |
| Deed Sale | May 10, 2024 · Amount on Record |
| Prior Sale | Dec 30, 2022 · Amount on Record |
| Deed Document Number | 20242699 |
| Deed Book / Page | C43 / 1876 |
| Prior Transfer Date | Apr 19, 2010 |
| Prior Transfer Doc | 00R33/0685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Dec 30, 2022 |
| Property Address | BEAR BACK RDG, FRANKLIN, NC 28734 |
| Document Number | 00H42/1685 |
| Book / Page | H-42 / 1685 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 2022009760 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2307 RIVER HAMMOCK LN, FORT PIERCE, FL 34981-4934 |
| Name | Verified Name |
|---|---|
| Address | 4522 FAWN PATH, GAINESVILLE, GA 30506-7521 |
| Document Number | 2022009761 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2022009761 |
| Name | JOSEPH B MUTTER TRUST |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | Apr 1, 2023 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,270.00 | $634,510 (+0.65%) Land $42,620 Building $591,890 | $634,510 (+0.65%) Land $42,620 Building $591,890 |
| 2025 | $2,270.00 (+1,963.64%) | $630,410 (+1,832.59%) Land $42,620 Building $587,790 | $630,410 (+1,832.59%) Land $42,620 Building $587,790 |
| 2023 | $110.00 | $32,620 Land $32,620 | $32,620 Land $32,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
No cell data coverage reported
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