Orange County property record for 786 Ayden Oak Ln, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,762 sqft · built 2011 |
| Lot Size | 0.201 acres (8,749 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,900 (Sep 2011) |
| Tax Bill | $720 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Feb 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-21-28-5522-01-450 |
| Primary APN | 32-21-28-5522-01-450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,762 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,749 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 126 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 786 AYDEN OAK LN |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-4466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | MCCORMICK WOODS PHASE 2 74/102/ LOT 145 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 32 |
| Legal Subdivision | MCCORMICK WOODS PH 2 |
| Legal Phase | 2 |
| Legal Tract | 5522 |
| Legal Block | 1 |
| Legal Lot Number | 145 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 17506 |
786 Ayden Oak Ln is owned and occupied by an individual who bought it in September 2011.
Source: Orange County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 786 AYDEN OAK LN, OCOEE, FL 34761-4466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 17, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 18, 2020 | Deed of Trust, Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2011 · Amount on File |
| Deed Sale | Sep 27, 2011 · Amount on File |
| Prior Sale | Oct 20, 2010 · Amount on File |
| Deed Document Number | 2011509029 |
| Deed Book / Page | 10272 / 8507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 786 AYDEN OAK LN, OCOEE, FL 34761-4466 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 786 AXDEN OAK LN, OCOEE, FL 34761-4466 |
| Document Number | 0000526878 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 20220526878 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 786 AYDEN OAK LN, OCOEE, FL 34761-4466 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000091456 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 20170091456 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Mar 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 786 AYDEN OAK LN, OCOEE, FL 34761-4466 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 786 AYDEN OAK LN, OCOEE, FL 34761-4466 |
| Document Number | 0000471391 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 20210471391 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 786 AYDEN OAK LN, OCOEE, FL 34761-4466 |
| Document Number | 0000204140 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 786 AYDEN OAK LN OCOEE FL 347614466, OCOEE, FL 34761-4466 |
| Document Number | 0000204140 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 204140 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2050 |
The 2025 property tax bill for 786 Ayden Oak Ln was $720, up 34.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,469 (+2.7%) | $299,470 (-1.18%) Land $60,000 Building $239,470 | |
| 2025 | $720.00 (+34.58%) Homeowner's exemption | $202,015 | $303,040 Land $60,000 Building $243,040 |
| 2024 | $535.00 (+0.75%) | ||
| 2023 | $531.00 (+3.71%) Homeowner's exemption | $190,604 (+3%) | $311,505 (+13.2%) Land $75,000 Building $236,505 |
| 2022 | $512.00 Homeowner's exemption | $185,052 | $275,190 Land $75,000 Building $200,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 786 Ayden Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 786 Ayden Oak Ln is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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