786 Andover Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 786 Andover Rd, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details175,000 sqft · built 1959
Lot Size0.111 acres (4,835 sqft)
OwnerCompany Name on File
Last Sale$370,000 (Jul 2017)
Tax Bill$11,708 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-03604-0000-00040

Property Details

APN / Parcel Number

Primary APN19-03604-0000-00040
Alternative APN
  • 190360400040

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleCape Cod
Construction TypeFrame
Lot Area4,835 sqft (0.111 acres)
Lot Dimensions96 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address786 ANDOVER RD
CityUNION
StateNJ
Zip07083-6426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionANDOVER PARK SEC 03
Legal Block3604
Legal Lot Number40
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group1
Census Block1025
Census Tract32902

Owner

786 Andover Rd is owned by a company that acquired it in November 2020.

Source: Union County and Union Township records, as of July 8, 2026

Owner of RecordCompany Name on File
Mailing Address786 ANDOVER RD, UNION, NJ 07083-6426
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Jul 3, 2017Grant Deed, Transfer · Conventional with PMI
CITIZENS BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2017 · Amount on File
Deed SaleJul 3, 2017 · Amount on File
Prior SaleSep 2, 1998 · Amount on File
Deed Document Number2017288260
Last Transfer DateNov 23, 2020
Transfer Doc0063920450
Record UpdatedSep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NJ
Recording DateDec 9, 2020
Property Address786 ANDOVER RD, UNION, NJ 07083-6426
Document Number0063920450
Book / Page6392 / 450
Instrument DateNov 23, 2020
Instrument330982
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address786 ANDOVER RD, UNION, NJ 07083-6426

Mortgage

Document Number0000705503
DateDec 9, 2020
Instrument705503
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateJul 3, 2017
Property Address786 ANDOVER RD, UNION, NJ 07083-6426
Document Number0061980534
Book / Page006198 / 000534
Instrument DateMay 22, 2017
Instrument288260
Transaction TypeTransfer
Record UpdatedJul 19, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address786 ANDOVER RD UNION NJ 070836426, UNION, NJ 07083-6426

Mortgage

Document Number42950512
DateJul 3, 2017
Book Page004295/000512
Instrument642647
Lender
NameCITIZENS BK NA
Address1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 786 Andover Rd was $11,708, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,200 (-) Land $20,000 Building $30,200$50,200 (-) Land $20,000 Building $30,200
2025$11,708.00 (+4.35%)$50,200 Land $20,000 Building $30,200$50,200 Land $20,000 Building $30,200
2024$11,220.00
2023$50,200 Land $20,000 Building $30,200$50,200 Land $20,000 Building $30,200
2022$10,499.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 786 Andover Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims34 (1984–2023)
Claims Outside the SFHA10 of 34
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 10 claims
  • Hurricane Irene, Aug 2011 · 12 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 786 Andover Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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