786 Ackerly Dr, Independence, KY 41051 Property Records

Kenton County property record for 786 Ackerly Dr, Independence, KY 41051 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage1,344 sqft Finished Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$151,100 (2006)
Tax Bill$2,234.00 (2025)

Property Details

APN / Parcel Number

Primary APN007-00-01-367.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,344 sqft Finished Area
Stories2 Stories

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Exterior
Lot Area6,970 sqft (0.16 acres)
Depth X Width137 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address786 ACKERLY DR
CityINDEPENDENCE
StateKY
Zip41051-9045
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGLENHURST SEC 9 LOT 367
Legal SubdivisionGLENHURST
Legal Phase9
Legal Lot Number367
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1028
Census Tract63609

Owner

Source: Kenton County records · APN 007-00-01-367.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address786 ACKERLY DR, INDEPENDENCE, KY 41051-9045
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 18, 2024Deed of Trust, Mortgage · Line of Credit
ROCKET MORTGAGE LLC
Oct 14, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 16, 2006 · Amount on Record
Deed SaleFeb 16, 2006 · Amount on Record
Prior SaleNov 28, 2005 · Amount on Record
Deed Doc Number200602 16 059 00243
Deed Book / Page1822 / 263
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address786 ACKERLY DR, INDEPENDENCE, KY 41051-9045
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000905
DateJan 15, 2026
Book PageKCM 726/164
Instrument26059000000905
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2046

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address786 ACKERLY DR, INDEPENDENCE, KY 41051-9045
Transaction TypeMortgage
Record UpdatedMay 06, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900098
DateApr 18, 2024
Book PageKCM541/986
Instrument24041805900098
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 01, 2044

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address786 ACKERLY DR, INDEPENDENCE, KY 41051-9045
Document Number0000000027
Book / Page0I4020 / 000171
Instrument DateOct 14, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address786 ACKERLY DR INDEPENDENCE KY 410519045, INDEPENDENCE, KY 41051-9045

Mortgage

Document Number0000000027
DateOct 31, 2017
Book Page0I4020/000171
Instrument27
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48225-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,234.00 (+29.28%) Homeowner's exemption$241,200 (+31.52%) Land $45,000 Building $196,200$241,200 (+31.52%) Land $45,000 Building $196,200
2023$1,728.00 Homeowner's exemption$183,400 Land $30,000 Building $153,400$183,400 Land $30,000 Building $153,400

Flood & Wildfire

786 Ackerly Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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