Clackamas County property record for 786 7th St, Lake Oswego, OR 97034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,790 sqft · built 2012 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $20,427 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E03DB05801 |
| Primary APN | 21E03DB05801 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,790 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Lot Area | 6,098 sqft (0.139 acres) |
| Account Number | 05024401 |
|---|---|
| Street Address | 786 7TH ST |
| City | LAKE OSWEGO |
| State | OR |
| Zip | 97034-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29 1ST ADD TO OSWEGO LT 2 BLK 18 |
| Legal Subdivision | ADD ADD |
| Legal Block | 18 |
| Legal Lot Number | 2 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 20102 |
786 7th St is owner-occupied and held in a trust since February 2024.
Source: Clackamas County records, as of November 17, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 786 7TH ST, LAKE OSWEGO, OR 97034-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2024 | Intrafamily Transfer, Transfer |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Prior Sale | Apr 2, 2013 · Amount on File |
| Last Transfer Date | Feb 6, 2024 |
| Transfer Doc | 0000004226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Feb 6, 2024 |
| Property Address | 786 7TH ST, LAKE OSWEGO, OR 97034-2210 |
| Document Number | 0000004226 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024-004226 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 786 7TH ST, LAKE OSWEGO, OR 97034-2210 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 786 7TH ST, LAKE OSWEGO, OR 97034-2210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000081846 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020-081846 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 786 7th St was $20,427.
Source: Clackamas County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Lake Oswego City |
| Unified School District | Lake Oswego School District 7J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,427.00 | $1,066,058 | $1,915,372 Land $501,982 Building $1,413,390 |
| 2023 | $19,299.00 | $1,004,863 | $1,766,716 Land $459,776 Building $1,306,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 786 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Feb 1996 · High Winds, Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 786 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457 |
|---|---|
| Water Source | Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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