786 5th St, Florala, AL 36442 Property Records

Covington County property record for 786 5th St, Florala, AL 36442

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,104 sqft · built 1947
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Jun 2021)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-32-05-22-2-001-017.000`

Property Details

APN / Parcel Number

Primary APN	`23-32-05-22-2-001-017.000`
Alternative APNs	`32052220010170000` `3205222001017000` `23419383`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	1,928 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Slab
Utility Building	572 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23419383
Street Address	786 5TH ST
City	FLORALA
State	AL
Zip	36442-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2021/13150 JSD 3/30/2021 LOTS 14-15 BLK 22 HUGHES ADD PB 1 PG 1 S22 T6 R21
Legal Range	21
Legal Township	06
Legal Section	22
Legal Subdivision	HUGHES ADD
Legal Block	22
Legal Lot Number	14-15
Jurisdiction	COVINGTON AL
Township / Civil Division	FLORALA
Census Block Group	3
Census Block	3060
Census Tract	963000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Florala Historic District listed 2010 · 76 contributing resources · NRIS 10001050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

786 5th St is owned and occupied by an individual who bought it in June 2021.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	786 5TH ST, FLORALA, AL 36442-3211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Deed Book / Page	2021 / 13150
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jun 8, 2021
Property Address	786 5TH ST, FLORALA, AL 36442-3211
Document Number	2021/13152
Book / Page	2021 / 13152
Map Reference	MB 1 PG 1
Instrument Date	Mar 30, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 WOODSORREL WAY, JACKSONS GAP, AL 36861-3109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	786 5TH ST, FLORALA, AL 36442-3211

Mortgage

Document Number	0202113153
Date	Jun 8, 2021
Instrument	2021/13153

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Florala Town
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$41,268 Land $1,160 Building $40,108	$206,340 Land $5,800 Building $200,540
2023	Additional exemption filed	$33,036 (+10.8%) Land $1,160 Building $31,876	$165,180 (+10.8%) Land $5,800 Building $159,380
2022	Additional exemption filed	$29,816 Land $1,040 Building $28,776	$149,080 Land $5,200 Building $143,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 786 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 786 5th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: C Spire Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St

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