786 24th St, Otsego, MI 49078 Property Records

Allegan County property record for 786 24th St, Otsego, MI 49078

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,235 sqft
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on Record
Last Sale$500 (Jul 2016)
Tax Bill$1,556 (2025)
Deeds & MortgagesDec 2018 Second Mortgage
Flood ZoneZone X (minimal risk)
APN21-013-001-10

Property Details

APN / Parcel Number

Primary APN21-013-001-10
Alternative APN
  • 03-21-013-001-10

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,235 sqft Living Area
1st Floor Area988 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Lot Area348,480 sqft (8 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address786 24TH ST
CityOTSEGO
StateMI
Zip49078-9614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionCOM AT NE COR OF SEC TH W 530' TH S 657.91' TH E 530' TH N 657.96' TO POB SEC 13 T1N R13W (87)
Legal Range13W
Legal Township01N
Legal Section13
JurisdictionALLEGAN MI
Township / Civil DivisionTROWBRIDGE
Census Block Group2
Census Block2042
Census Tract31102

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address786 24TH ST, OTSEGO, MI 49078-9614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2016 · Amount on Record
Deed SaleJul 13, 2016 · Amount on Record
Deed Book / Page4045 / 805
Prior Transfer DateSep 11, 2007
Prior Transfer Doc3165/983
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address786 24TH ST, OTSEGO, MI 49078-9614
Transaction TypeMortgage
Record UpdatedDec 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4306/410
DateDec 6, 2018
Book Page4306/410
Lender
NameALLEGAN COMMUNITY FCU
TypeCredit Union
AddressALLEGAN, MI 49010
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term59 Months
DueNov 26, 2023

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionTrowbridge Township
Unified School DistrictAllegan Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$98,300 (+4.13%) Land $43,200 Building $55,100$196,600 (+4.13%) Land $86,400 Building $110,200
2025$1,556.00 (+5.56%) Homeowner's exemption$94,400 (+38.42%) Land $41,700 Building $52,700$188,800 (+38.42%) Land $83,400 Building $105,400
2024$1,474.00 (+8.7%)
2023$68,200 Land $27,300 Building $40,900$136,400 Land $54,600 Building $81,800
2022$1,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Fiber
Fiber · Fixed Wireless
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 24th St

Nearby Streets

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