Indian River County property record for 786 19th St SW, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,639 sqft · built 1979 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,000 (Nov 2017) |
| Tax Bill | $1,966 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-36-00004-0750-00001.0 |
| Primary APN | 33-39-36-00004-0750-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,639 sqft Living Area |
| 1st Floor Area | 1,639 sqft |
| Utility Area | 145 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 105 ft wide |
| View / Lot | Interior |
| Driveway | Concrete Driveway |
| Driveway Area | 300 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 391 sqft |
| Patio Area | 32 sqft |
| Utility Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 786 19TH ST SW |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32962-7012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | VERO BEACH HIGHLANDS UNIT 3 BLK 75 LOT 1 PBI 8-41 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 36 |
| Legal Subdivision | VERO BEACH HIGHLANDS UNIT 3 |
| Legal Block | 75 |
| Legal Lot Number | 1 |
| Legal Unit | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 50608 |
786 19th St SW is owned and occupied by two individuals who bought it in November 2017.
Source: Indian River County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 786 19TH ST SW, VERO BEACH, FL 32962-7012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Nov 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC |
| Jul 23, 2018 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FIN'L |
| Nov 29, 2017 | Grant Deed, Transfer SERVICELINK |
| Jul 13, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on File |
| Deed Sale | Nov 29, 2017 · Amount on File |
| Prior Sale | Jul 13, 2017 |
| Deed Document Number | 201768295 |
| Deed Book / Page | 3073 / 1455 |
| Prior Transfer Date | Jul 12, 2017 |
| Prior Transfer Doc | 0030401307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 14, 2026 |
| Property Address | 786 19TH ST SW, VERO BEACH, FL 32962-7012 |
| Document Number | 0000043908 |
| Book / Page | 3888 / 1849 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202643908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 786 19TH ST SW, VERO BEACH, FL 32962-7012 |
| Document Number | 0000043908, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 3888/1849 |
| Instrument | 202643908 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 786 19TH ST SW, VERO BEACH, FL 32962-7012 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 786 19TH ST SW, VERO BEACH, FL 32962-7012 |
| Document Number | 0034801729 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 3480/1729 |
| Instrument | 3120210077032 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 23, 2018 |
| Property Address | 786 19TH ST SW, VERO BEACH, FL 32962-7012 |
| Document Number | 0031350198 |
| Book / Page | 003135 / 000198 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 45126 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 786 19TH ST SW VERO BEACH FL 329627012, VERO BEACH, FL 32962-7012 |
| Document Number | 31350200 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 003135/000200 |
| Instrument | 45127 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 29, 2017 |
| Property Address | 786 19TH ST SW, VERO BEACH, FL 32962-7012 |
| Document Number | 0030731455 |
| Book / Page | 003073 / 001455 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 68295 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Tax | $476.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1465 23RD ST SW VERO BEACH FL 329627985, VERO BEACH, FL 32962-7985 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 13, 2017 |
| Property Address | 786 19TH ST SW, VERO BEACH, FL 32962-7012 |
| Document Number | 0030401307 |
| Book / Page | 003040 / 001307 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 40700 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10407 CENTURION PKWY N #200 JACKSONVILLE FL 322560544, 200, JACKSONVILLE, FL 32256-0544 |
The 2025 property tax bill for 786 19th St SW was $1,966 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,966.00 Homeowner's exemption | $147,781 | $258,999 Land $61,917 Building $197,082 |
| 2023 | $1,608.00 (+3.14%) | $139,433 (+3%) | $250,553 (+24.88%) Land $61,917 Building $188,636 |
| 2022 | $1,559.00 | $135,372 | $200,642 Land $35,664 Building $164,978 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 786 19th St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 786 19th St SW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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