78585 Starlight Ln, Bermuda Dunes (Indio), CA 92203 Property Records

Riverside County property record for 78585 Starlight Ln, Bermuda Dunes, CA 92203

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 3,264 sqft · built 1990
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (May 2019)
Tax Bill	$7,937 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`609-145-004`

Property Details

APN / Parcel Number

Primary APN	`609-145-004`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,264 sqft Living Area
Gross Area	4,303 sqft
1st Floor Area	3,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Tile
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	78585 STARLIGHT LN
City	BERMUDA DUNES
State	CA
Zip	92203-1579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 169 MB 048/071 TR 2681
Legal Subdivision	TRACT 2681
Legal Tract	2681
Legal Lot Number	169
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1010
Census Tract	45214

Owner

78585 Starlight Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78585 STARLIGHT LN, BERMUDA DUNES, CA 92203-1579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit SUN COMMUNITY FCU
May 22, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Prior Sale	Jun 25, 1999 · Amount on File
Deed Document Number	2019180882
Prior Transfer Date	Apr 11, 2007
Prior Transfer Doc	0000322253
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	78585 STARLIGHT LN, BERMUDA DUNES, CA 92203-1579
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78585 STARLIGHT LN, BERMUDA DUNES, CA 92203-1579

Mortgage

Document Number	0000136241
Date	Mar 3, 2021
Instrument	2021-0136241

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	78585 STARLIGHT LN, BERMUDA DUNES, CA 92203-1579
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	CHICAGO TITLE PIRT, CHICAGO TITLE PINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78585 STARLIGHT LN, BERMUDA DUNES, CA 92203-1579

Mortgage

Document Number	0000693008
Date	Nov 22, 2021
Instrument	2021-0693008

Lender

Name	SUN COMMUNITY FCU
Type	Credit Union
Address	PALM DESERT, CA 92211

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 22, 2019
Property Address	78585 STARLIGHT LN, BERMUDA DUNES, CA 92203-1579
Document Number	0000180882
Map Reference	MB 48 PG 71-75
Instrument Date	Apr 18, 2019
Instrument	2019-0180882
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	78585 STARLIGHT LN, BERMUDA DUNES, CA 92203-1579

Mortgage

Document Number	0000180883
Date	May 22, 2019
Instrument	2019-0180883

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Mortgage

Document Number	0000180884
Date	May 22, 2019
Instrument	2019-0180884

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 78585 Starlight Ln was $7,937 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,624 (+2%) Land $42,666 Building $622,958
2025	$7,937.00 Homeowner's exemption	$652,574 Land $41,830 Building $610,744
2023	$7,626.00 (+2.01%) Homeowner's exemption	$627,235 Land $40,206 Building $587,029
2022	$7,476.00
2021			$664,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78585 Starlight Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Flash Flooding, Aug 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78585 Starlight Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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