Yellowstone County property record for 7858 Spear Dr, Shepherd, MT 59079 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,178 sqft · built 1996 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $368,800 (Jun 2022) |
| Tax Bill | $3,343 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000C084870 |
| Primary APN | 000C084870 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,178 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,104 sqft |
| Finished Basement | 994 sqft |
| Unfinished Basement | 110 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 71,874 sqft (1.65 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 3,360 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 30 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7858 SPEAR DR |
|---|---|
| City | SHEPHERD |
| State | MT |
| Zip | 59079-4517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARROW ISLAND SUBD 2ND FILING, S12, T02 N, R27 E, BLOCK 6, LOT 13 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 12 |
| Legal Subdivision | ARROW ISLAND SUBD 2ND FILING |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SHEPHERD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1501 |
Source: Yellowstone County records · APN 000C084870
Assessment roll updated September 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7858 SPEAR DR, SHEPHERD, MT 59079-4517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Nov 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage YELLOWSTONE BANK |
| Jan 04, 2021 | Intrafamily Transfer, Transfer · VA Mortgage LOW VA RATES LLC |
| Nov 17, 2017 | Warranty Deed, Transfer · VA Mortgage ROCKY MOUNTAIN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2022 · Amount on Record |
| Deed Sale | Jun 01, 2022 · Amount on Record |
| Prior Sale | Jan 04, 2021 · Amount on Record |
| Deed Document Number | 20224018763 |
| Prior Transfer Date | Nov 18, 2020 |
| Prior Transfer Doc | 0003954211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 19, 2026 |
| Property Address | 7858 SPEAR DR, SHEPHERD, MT 59079-4517 |
| Document Number | 0004134078 |
| Instrument Date | May 12, 2026 |
| Instrument | 20264134078 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7858 SPEAR DR, SHEPHERD, MT 59079-4517 |
| Document Number | 0004134078, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20264134078 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Nov 18, 2022 |
| Property Address | 7858 SPEAR DR, SHEPHERD, MT 59079-4517 |
| Document Number | 0004035113 |
| Map Reference | DOC 936392 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 4035113 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2022 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7850 SPA DRIVE, SHEPHERD, MT 59079-4517 |
| Document Number | 0004035114 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 4035114 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 01, 2022 |
| Property Address | 7858 SPEAR DR, SHEPHERD, MT 59079-4517 |
| Document Number | 0004018763 |
| Map Reference | DOC 936392 |
| Instrument Date | May 31, 2022 |
| Instrument | 4018763 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7858 SPEAR DR, SHEPHERD, MT 59079-4517 |
| Document Number | 0004018764 |
|---|---|
| Date | Jun 01, 2022 |
| Instrument | 4018764 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jan 04, 2021 |
| Property Address | 7858 SPEAR DR, SHEPHERD, MT 59079-4517 |
| Document Number | 0003954211 |
| Map Reference | DOC 936392 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 3954211 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | ELEVATED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7858 SPEAR DR, SHEPHERD, MT 59079-4517 |
| Document Number | 0003954212 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 3954212 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Nov 17, 2017 |
| Property Address | 7858 SPEAR DR, SHEPHERD, MT 59079-4517 |
| Document Number | 0003833793 |
| Map Reference | DOC 936392 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 3833793 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | AMERICAN TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7858 SPEAR DR, SHEPHERD, MT 59079-4517 |
| Document Number | 0003833794 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 3833794 |
| Name | ROCKY MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Shepherd Elementary School District (PK - 08) |
| Secondary School District | Shepherd High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,343.00 (-11.16%) | $561,900 (+28.11%) Land $80,399 Building $481,501 | $561,900 (+28.11%) Land $80,399 Building $481,501 |
| 2024 | $3,763.00 (+2.56%) | ||
| 2023 | $3,669.00 | $438,600 | $438,600 Land $63,111 Building $375,489 |
Source: FEMA National Flood Hazard Layer, Yellowstone County (30111C), updated March 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 301110015013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 437 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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