Monroe County property record for 7858 Deer Hill Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 1,568 sqft · built 1963 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,859 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-17-100-002-000 |
| Primary APN | 07-17-100-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 80,586 sqft (1.85 acres) |
| Garage Area | 480 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,930 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7858 DEER HILL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | 3E |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 17 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 600402 |
7858 Deer Hill Rd is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7858 DEER HILL RD, WATERLOO, IL 62298-4824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7858 DEER HILL RD, WATERLOO, IL 62298-4824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000403723 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 403723 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7858 Deer Hill Rd was $5,859, up 1.6% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,859.00 (+1.6%) Homeowner's exemption | $103,560 Land $18,300 Building $85,260 | $310,680 Land $54,900 Building $255,780 |
| 2024 | $5,767.00 | ||
| 2022 | Additional exemption filed | $76,130 Land $18,300 Building $57,830 | $228,390 Land $54,900 Building $173,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7858 Deer Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7858 Deer Hill Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 30 / 3 |
4G LTE (outdoors only), no 5G reported
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