Wayne County property record for 7857 Payne Ave, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,238 sqft · built 1957 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,000 (Mar 2024) |
| Tax Bill | $4,963 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-063-04-021 |
| Primary APN | 82-10-063-04-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 117 ft deep x 35 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7857 PAYNE AVE |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 656 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ROBT OAKMAN LAND COS WARREN GROVE SUB |
| Legal Subdivision | ROBERT OAKMANS LAND COS WARREN GROVE |
| Legal Lot Number | 656 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 573800 |
7857 Payne Ave is owned and occupied by two individuals who bought it in March 2024.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7857 PAYNE AVE, DEARBORN, MI 48126-1036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2024 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on File |
| Deed Sale | Mar 12, 2024 · Amount on File |
| Prior Sale | Apr 28, 2016 · Amount on File |
| Deed Document Number | 202451570 |
| Deed Book / Page | 58724 / 717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Mar 12, 2024 |
| Property Address | 7857 PAYNE AVE, DEARBORN, MI 48126-1036 |
| Document Number | 0587240717 |
| Book / Page | 58724 / 717 |
| Map Reference | LB 40 PG 91 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024051570 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7857 PAYNE AVE, DEARBORN, MI 48126-1036 |
| Name | Verified Name |
|---|---|
| Address | 7857 PAYNE AVE, DEARBORN, MI 48126-1036 |
| Document Number | 0587240698 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 58724/698 |
| Instrument | 2024051569 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 18, 2017 |
| Property Address | 7857 PAYNE AVE, DEARBORN, MI 48126-1036 |
| Document Number | 0536750665 |
| Book / Page | 053675 / 000665 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 172139 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7857 PAYNE AVE DEARBORN MI 481261036, DEARBORN, MI 48126-1036 |
The 2025 property tax bill for 7857 Payne Ave was $4,963 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,900 | $221,800 | |
| 2025 | $4,963.00 | ||
| 2023 | $77,400 | $154,800 | |
| 2019 | $2,982.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7857 Payne Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7857 Payne Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | CITY OF DETROIT |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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