7856 Classics Dr, Naples, FL 34113 Property Records

Collier County property record for 7856 Classics Dr, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	2,891 sqft · built 2005
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jun 2018)
Tax Bill	$7,605 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220060 955B27`

Property Details

APN / Parcel Number

Primary APN	`220060 955B27`
Alternative APN	`26107002147`

Interior

Stories	1 Story
Building Area	2,891 sqft Living Area
1st Floor Area	2,891 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	15,246 sqft (0.35 acres)
Pool Area	364 sqft
Deck Area	892 sqft

Location & Zoning

Street Address	7856 CLASSICS DR
City	NAPLES
State	FL
Zip	34113-3063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLASSICS PLANTATION ESTATES PHASE TWO LOT 95
Legal Range	26
Legal Township	50
Legal Section	27
Legal Subdivision	CLASSICS PLANTATION EST PH2
Legal Phase	2
Legal Tract	220060
Legal Block	1
Legal Lot Number	95
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1010
Census Tract	10807

Owner

7856 Classics Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7856 CLASSICS DR, NAPLES, FL 34113-3063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 8, 2018	Warranty Deed, Transfer · ARM CIBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Feb 5, 2014 · Amount on File
Deed Document Number	20185568270
Deed Book / Page	5519 / 1226
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7856 CLASSICS DR, NAPLES, FL 34113-3063
Document Number	0056871802
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7856 CLASSICS DR NAPLES FL 341133063, NAPLES, FL 34113-3063

Mortgage

Document Number	0056871802
Date	Oct 23, 2019
Book Page	005687/001802
Instrument	5781135

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 22, 2039

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 8, 2018
Property Address	7856 CLASSICS DR, NAPLES, FL 34113-3063
Document Number	0055191226
Book / Page	5519 / 1226
Map Reference	MB39 PG56
Instrument Date	Jun 4, 2018
Instrument	5568270
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 767, NAPLES, FL 34106-0767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7856 CLASSICS DR, NAPLES, FL 34113-3063

Mortgage

Document Number	0005568271
Date	Jun 8, 2018
Instrument	5568271

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 7856 Classics Dr was $7,605 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$759,312 (+2.7%)	$1,214,548 (-18.03%) Land $784,407 Building $430,141
2025	$7,605.00 Homeowner's exemption	$739,350	$1,481,744 Land $945,252 Building $536,492
2023	$7,034.00 (-2.56%) Homeowner's exemption	$697,585 (+3%)	$1,523,002 (+64.57%) Land $823,284 Building $699,718
2022	$7,219.00 Homeowner's exemption	$677,267	$925,459 Land $208,108 Building $717,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7856 Classics Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 222 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	222 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7856 Classics Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband.

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