Whatcom County property record for 7855 Ham Rd, Custer, WA 98240
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,012 sqft · built 2001 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Oct 2020) |
| Tax Bill | $3,538 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 574521 |
| Primary APN | 574521 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 2,012 sqft Living Area |
| 1st Floor Area | 2,012 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 522,720 sqft (12 acres) |
| Patio Area | 288 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 574521 |
|---|---|
| Street Address | 7855 HAM RD |
| City | CUSTER |
| State | WA |
| Zip | 98240-9517 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R10A |
| Legal Description | THAT PTN OF NW SE LY NLY OF CALIFORNIA CREEK TRIBUTARY-EXC N 396 FT THEREOF-LESS RD-DITCH |
| Legal Range | 01 |
| Legal Township | 40 |
| Legal Section | 28 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BLAINE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10407 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7855 HAM RD, CUSTER, WA 98240-9517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Oct 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage HUMPHREY M BLACKBURN & XA (LT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Prior Sale | May 8, 2015 |
| Deed Document Number | 2020-1002874 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7855 HAM RD, CUSTER, WA 98240-9517 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000602325 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-0602325 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 15, 2020 |
| Property Address | 7855 HAM RD, CUSTER, WA 98240-9517 |
| Document Number | 2201002874 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 1002874 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,805.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | PO BOX 68 CUSTER WA 982400068, CUSTER, WA 98240-0068 |
| Document Number | 2201002875 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 1002875 |
| Name | HUMPHREY M BLACKBURN & XA (LT) |
|---|---|
| Address | 18425 NE 95TH ST # 164, REDMOND, WA 98052-2938 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Oct 14, 2023 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,538.00 (-16.75%) | $459,128 (+14.89%) Land $277,574 Building $181,554 | $459,128 (+14.89%) Land $277,574 Building $181,554 |
| 2022 | $399,624 Land $241,600 Building $158,024 | $399,624 Land $241,600 Building $158,024 | |
| 2021 | $4,250.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERCIE ROAD WATER ASSOCIATION private · serves 250 people · EPA ID WA5367020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Pogozone powered by Neubeam Fixed Wireless | 75 / 20 |
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