7855 E Carmel Rd, Flagstaff, AZ 86004 Property Records

Coconino County property record for 7855 E Carmel Rd, Flagstaff, AZ 86004 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	2 ba · 2,687 sqft · built 2001
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Aug 2017)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`301-08-010Z`

Property Details

APN / Parcel Number

Primary APN	`301-08-010Z`
Alternative APN	`R0047745`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,687 sqft Living Area
1st Floor Area	2,687 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	474 sqft
Porch	Metal Porch
Porch Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0047745
Street Address	7855 E CARMEL RD
City	FLAGSTAFF
State	AZ
Zip	86004-3150
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SUBDIVISION: KOCH FIELD AM POR LOT 10 DESC AS FLLWS; BEG NW COR PARCEL B IN INST # 3034537; TH S 89-54-36 E 894.42 TO TPOB; TH S 89-54-36 E 287.21 TH S 00-00-00 E 379.32; TH N 89-53-01 W 287.21; TH N 00-00-00 W 379.19 TO TPOB SIXTEENTH: SE QUARTER: S
Legal Subdivision	KOCH FIELD AM
Legal Lot Number	10
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2030
Census Tract	1302

Owner

Source: Coconino County records · APN 301-08-010Z

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7855 E CARMEL RD, FLAGSTAFF, AZ 86004-3150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 01, 2023	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Mar 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 01, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2017 · Amount on Record
Deed Sale	Aug 01, 2017 · Amount on Record
Prior Sale	Jun 25, 2003 · Amount on Record
Deed Document Number	20173791850
Last Transfer Date	Mar 05, 2021
Transfer Doc	0003907875
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	7855 E CARMEL RD, FLAGSTAFF, AZ 86004-3150
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7855 E CARMEL RD, FLAGSTAFF, AZ 86004-3150

Mortgage

Document Number	0003972734
Date	May 01, 2023
Instrument	3972734

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Mar 10, 2021
Property Address	7855 E CARMEL RD, FLAGSTAFF, AZ 86004-3150
Document Number	0003907875
Map Reference	MB 11 PG 85-85B
Instrument Date	Mar 05, 2021
Instrument	3907875
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	PIONEER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7855 E CARMEL RD, FLAGSTAFF, AZ 86004-3150

Mortgage

Document Number	0003907876
Date	Mar 10, 2021
Instrument	3907876

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	7855 E CARMEL RD, FLAGSTAFF, AZ 86004-3150
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003825826
Date	Sep 21, 2018
Instrument	3825826

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	PHOENIX, AZ 85001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	7855 E CARMEL RD, FLAGSTAFF, AZ 86004-3150
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NONE AVILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003820593
Date	Jul 20, 2018
Instrument	3820593

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Aug 01, 2017
Property Address	7855 E CARMEL RD, FLAGSTAFF, AZ 86004-3150
Document Number	0003791850
Map Reference	MB11 PG85-85B
Instrument Date	Mar 20, 2017
Instrument	3791850
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	STEWART TITLE ARIZONA AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7855 E CARMEL RD, FLAGSTAFF, AZ 86004-3150

Mortgage

Document Number	0003791852
Date	Aug 01, 2017
Instrument	3791852

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Coconino County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,295 (-2.69%) Land $25,317 Building $28,978
2025	$3,103.00 (+3.92%)	$55,795 (-2.38%)	$557,949 (-2.38%) Land $214,550 Building $343,399
2024	$2,986.00 (+5.14%)	$57,153 Land $21,455 Building $35,698
2023	$2,840.00 Homeowner's exemption		$571,525 Land $214,550 Building $356,975

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coconino County (04005C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040050013022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2002–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2022, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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