7855 Cumin Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7855 Cumin Ct, Gilroy, CA 95020 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2018
Square Footage	2,382 sqft Living Area
Lot Size	3,653 sqft (0.083 acres)
Occupancy	Owner Occupied
Last Sale	$772,500 (2018)
Tax Bill	$11,084.00 (2025)

Owner

Source: Santa Clara County records · APN 810-87-033

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7855 CUMIN CT, GILROY, CA 95020-7592
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2018 · Amount on Record
Deed Sale	Apr 03, 2018 · Amount on Record
Deed Doc Number	23901679
Record Refreshed	Jun 08, 2026

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 03, 2018
Property Address	7855 CUMIN CT, GILROY, CA 95020-7592
Document Number	0023901679
Map Reference	MB906 PG12-17
Instrument Date	Mar 27, 2018
Instrument	23901679
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 01, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7855 CUMIN CT, GILROY, CA 95020-7592

Mortgage

Document Number	0023901680
Date	Apr 03, 2018
Instrument	23901680

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Second Mortgage to Cover Down Payment
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Interest

Rate Type	Fixed Rate
Rate	3.25%
Type Change Date	Apr 01, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,084.00 (+2.38%) Homeowner's exemption	$878,874 (+4.04%) Land $443,752 Building $435,122
2023	$10,826.00 (+1.73%) Homeowner's exemption	$844,748 Land $426,521 Building $418,227
2022	$10,642.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone D
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 26% of California
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`810-87-033`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,382 sqft Living Area
1st Floor	1,134 sqft 1st Floor
2nd Floor	1,248 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Architectural Style	Other Style
Construction Type	Wood Construction
Lot Area	3,653 sqft (0.083 acres)
Parking Spaces	2 Parking Spaces
Garage Area	419 sqft Garage

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	7855 CUMIN CT
City	GILROY
State	CA
Zip	95020-7592
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TR 10379 LOT 33
Legal Tract	10379
Legal Lot Number	33
Jurisdiction	SANTA CLARA CA
Minor Civil Division	LLAGAS-UVAS
Census Blockgroup	3
Census Block	3000
Census Tract	512200