7854 Royals Pl, Gloucester, VA 23061 Property Records

Gloucester County property record for 7854 Royals Pl, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,138 sqft · built 1985
Lot Size	5.89 acres (256,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jun 2023)
Tax Bill	$3,510 (2026)
Deeds & Mortgages	May 2020 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`23589`

Property Details

APN / Parcel Number

Primary APN	`23589`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,138 sqft Living Area
1st Floor Area	1,556 sqft
Basement Area	1,556 sqft
Unfinished Basement	1,556 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	256,568 sqft (5.89 acres)
Garage Area	384 sqft
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7854 ROYALS PL
City	GLOUCESTER
State	VA
Zip	23061-4297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	ROARING SPRINGS PT PARCEL 2
Legal Subdivision	PLAT: PB20 600
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1007
Census Tract	100201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Roaring Spring listed 1972 · 2 contributing resources · NRIS 72001395

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7854 ROYALS PL, GLOUCESTER, VA 23061-4297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK
Jun 30, 2023	Special Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	20232501
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7854 ROYALS PL, GLOUCESTER, VA 23061-4297
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002393
Date	May 26, 2020
Instrument	200002393

Lender

Name	TOWNEBANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	420 Months
Due	May 7, 2055

Interest

Rate Type	Adjustable Rate

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 30, 2023
Property Address	7854 ROYALS PL, GLOUCESTER, VA 23061-4297
Document Number	0230002501
Instrument Date	Jun 14, 2023
Instrument	230002501
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7854 ROYALS PL, GLOUCESTER, VA 23061-4297

Mortgage

Document Number	0230002502
Date	Jun 30, 2023
Instrument	230002502

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,510.00 (+125.29%)	$601,990 (+18.62%) Land $88,780 Building $513,210	$601,990 (+18.62%) Land $88,780 Building $513,210
2025	$1,558.00 (-47.33%)	$507,490 (-) Land $73,190 Building $434,300	$507,490 (-) Land $73,190 Building $434,300
2024	$2,958.00 (+6.71%)	$507,490 (+6.7%) Land $73,190 Building $434,300	$507,490 (+6.7%) Land $73,190 Building $434,300
2023	$2,772.00 (+1.58%)	$475,610 (+26.33%) Land $73,190 Building $402,420	$475,610 (+26.33%) Land $73,190 Building $402,420
2022	$2,729.00	$376,490 Land $69,340 Building $307,150	$376,490 Land $69,340 Building $307,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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