St. Tammany Parish property record for 78529 Southern Dr, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 1,750 sqft · built 2015 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jan 2019) |
| Tax Bill | $1,964 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2019 Sale & Mortgage |
| APN | 135-075-3270 |
| Primary APN | 135-075-3270 |
|---|---|
| Alternative APN |
|
| Building Area | 1,750 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 43,560 sqft (1 acres) |
| Street Address | 78529 SOUTHERN DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-7522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.0 ACS SEC 33 5 11 CB 1282 672 CB 1413 285 CB 1460 33 INST NO 2144866 |
| Legal Subdivision | SOUTHERN DR |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 40205 |
78529 Southern Dr is owned and occupied by an individual who bought it in January 2019.
Source: St. Tammany Parish records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78529 SOUTHERN DR, COVINGTON, LA 70435-7522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Jan 31, 2019 | Cash Sale Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2019 · Amount on File |
| Deed Sale | Jan 31, 2019 · Amount on File |
| Deed Document Number | 20192144866 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 78529 SOUTHERN DR, COVINGTON, LA 70435-7522 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002374505 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 2374505 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 1, 2063 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jan 31, 2019 |
| Property Address | 78529 SOUTHERN DR, COVINGTON, LA 70435-7522 |
| Document Number | 0002144866 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 2144866 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78529 SOUTHERN DR, COVINGTON, LA 70435-7522 |
| Document Number | 0002144867 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 2144867 |
| Name | PACIFIC UNION FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 78529 Southern Dr was $1,964, down 3.7% from the year before.
Source: St. Tammany Parish assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,964.00 (-3.68%) | $16,917 (-) Land $1,500 Building $15,417 | $169,168 (-) Land $15,000 Building $154,168 |
| 2024 | $2,039.00 (+9.27%) | $16,917 (+18.46%) Land $1,500 Building $15,417 | $169,168 (+18.46%) Land $15,000 Building $154,168 |
| 2023 | $1,866.00 | $14,281 (-) Land $1,500 Building $12,781 | $142,810 (-) Land $15,000 Building $127,810 |
| 2022 | $1,866.00 | $14,281 Land $1,500 Building $12,781 | $142,810 Land $15,000 Building $127,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 78529 Southern Dr; there have been 50 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 169 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 169 in force |
| Nearby Flood Claims | 50 (2015–2021) |
| Claims Outside the SFHA | 13 of 50 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78529 Southern Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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