Hamilton County property record for 7852 Opal Dr, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,968 sqft · built 1970 |
| Lot Size | 0.57 acres (24,848 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,192 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 129F K 011 |
| Primary APN | 129F K 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,848 sqft (0.57 acres) |
| Lot Dimensions | 135 ft deep x 190 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000055239 |
|---|---|
| Street Address | 7852 OPAL DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LTS 32 & 33 WASHINGTON HILLS UNIT NO 6 PB 23 PG 13 |
| Legal Subdivision | WASHINGTON HILLS UNI |
| Legal Lot Number | 32,33 |
| Legal Unit | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 11402 |
Source: Hamilton County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7852 OPAL DR, CHATTANOOGA, TN 37416-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU |
| Jun 10, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 15, 2024 |
| Transfer Doc | 0000000055 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7852 OPAL DR, CHATTANOOGA, TN 37416-2420 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000000428 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 12786/383 |
| Instrument | 2021122700428 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 10, 2024 |
| Property Address | 7852 OPAL DR, CHATTANOOGA, TN 37416-2420 |
| Document Number | 0000000055 |
| Book / Page | 13615 / 845 |
| Map Reference | MB 23 PG 13 |
| Instrument Date | May 15, 2024 |
| Instrument | 2024061000055 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7852 OPAL DR, CHATTANOOGA, TN 37416-2420 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,192.00 (+2.32%) | $78,700 (+51.06%) | $314,800 (+51.06%) Land $60,000 Building $254,800 |
| 2024 | $1,165.00 | $52,100 (-) | $208,400 (-) Land $30,000 Building $178,400 |
| 2023 | $1,165.00 | $52,100 (-) | $208,400 (-) Land $30,000 Building $178,400 |
| 2022 | $1,165.00 | $52,100 | $208,400 Land $30,000 Building $178,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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