Cook County property record for 7851 45th St, Lyons, IL 60534
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,293 sqft · built 1930 |
| Lot Size | 0.151 acres (6,580 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Apr 2022) |
| Tax Bill | $10,671 (2023) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01-316-007 |
| Primary APN | 18-01-316-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,293 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,580 sqft (0.151 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7851 45TH ST |
|---|---|
| City | LYONS |
| State | IL |
| Zip | 60534-1947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (RIVERSIDE)(ACRES) SUB OF SEC 01-38-12 |
| Legal Range | 12E |
| Legal Township | 38N |
| Legal Section | 01 |
| Legal Subdivision | RIVERSIDE ACRES |
| Legal Lot Number | 7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LYONS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 819200 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7851 45TH ST, LYONS, IL 60534-1947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Apr 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Sep 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 5, 2018 | Quit Claim Deed, Mortgage · Conventional with PMI BAY EQUITY |
| Jun 1, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 1, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2022 · Amount on Record |
| Deed Sale | Apr 15, 2022 · Amount on Record |
| Prior Sale | Apr 15, 2022 · Amount on Record |
| Deed Document Number | 20222210512022 |
| Prior Transfer Date | Aug 23, 2018 |
| Prior Transfer Doc | 0000019473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 15, 2022 |
| Property Address | 7851 45TH ST, LYONS, IL 60534-1947 |
| Document Number | 0010512022 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 2210512022 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7851 45TH ST, LYONS, IL 60534-1947 |
| Document Number | 0010512023 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 2210512023 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 21, 2021 |
| Property Address | 7851 45TH ST, LYONS, IL 60534-1947 |
| Document Number | 0026446140 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2126446140 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 N MCCLURG CT APT 5210, 512, CHICAGO, IL 60611-4190 |
| Name | Verified Name |
|---|---|
| Address | 7851 45TH ST, LYONS, IL 60534-1947 |
| Document Number | 0026446141 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2126446141 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 7851 45TH ST, LYONS, IL 60534-1947 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010220059 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2110220059 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 5, 2018 |
| Property Address | 7851 45TH ST, LYONS, IL 60534-1947 |
| Document Number | 1824819473 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 24819473 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7851 45TH ST LYONS IL 605341947, LYONS, IL 60534-1947 |
| Document Number | 1824819474 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 24819474 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 1, 2017 |
| Property Address | 7851 45TH ST, LYONS, IL 60534-1947 |
| Document Number | 1715216065 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 15216065 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1110 STRAND ST CHRISTIANSTED VI 008205083, CHRISTIANSTED, VI 00820-5083 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 1, 2017 |
| Property Address | 7851 45TH ST, LYONS, IL 60534-1947 |
| Document Number | 1715216066 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 15216066 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $104.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 N MCCLURG CT #1007 CHICAGO IL 606114147, 1007, CHICAGO, IL 60611-4147 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lyons Township |
| Municipality | Lyons Village |
| Elementary School District | Lyons School District 103 (PK - 08) |
| Secondary School District | J. Sterling Morton High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,284 (+142.25%) Land $3,784 Building $31,500 | $352,840 (+142.25%) Land $37,840 Building $315,000 | |
| 2023 | $10,671.00 (+101.68%) | ||
| 2022 | $5,291.00 | $14,565 Land $3,290 Building $11,275 | $145,650 Land $32,900 Building $112,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYONS serves 10,304 people · EPA ID IL0311710 |
|---|---|
| Water Source | Purchased surface water from MC COOK |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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