Otsego County property record for 7850 Arthur St, Vanderbilt, MI 49795
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,440 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2019 Refinance |
| APN | 045-110-005-005-00 |
| Primary APN | 045-110-005-005-00 |
|---|
| Lot Area | 16,988 sqft (0.39 acres) |
|---|
| Street Address | 7850 ARTHUR ST |
|---|---|
| City | VANDERBILT |
| State | MI |
| Zip | 49795-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5 & 6 BLK 5 DUDLEY ADD VILLAGE OF VANDERBILT |
| Legal Subdivision | DUDLEY ADD |
| Legal Block | 5 |
| Legal Lot Number | 5-6 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | CORWITH |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 950100 |
Source: Otsego County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7850 ARTHUR ST, VANDERBILT, MI 49795-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Oct 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MICHIGAN HOME OWNER |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7850 ARTHUR ST, VANDERBILT, MI 49795-9789 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7850 ARTHUR ST, VANDERBILT, MI 49795-9789 |
| Document Number | 0000001590/0000000452 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 0000001590/0000000452 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7850 ARTHUR ST, VANDERBILT, MI 49795-9789 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1506/595 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 1506/595 |
| Name | MICHIGAN HOME OWNER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Corwith Township |
| Municipality | Vanderbilt Village |
| Unified School District | Vanderbilt Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,700 (+5.34%) | $177,400 (+5.34%) | |
| 2025 | $1,440.00 (+7.3%) Homeowner's exemption | $84,200 (+7.54%) | $168,400 (+7.54%) |
| 2024 | $1,342.00 (+53.2%) | ||
| 2023 | $78,300 | $156,600 | |
| 2022 | $876.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORSELL MANOR private · serves 25 people · EPA ID MI0006773 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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