Monroe County property record for 785 Wilder Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,584 sqft · built 1988 |
| Lot Size | 0.895 acres (39,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,500 (May 1997) |
| Tax Bill | $2,579 (2024) |
| Deeds & Mortgages | May 2018 Loan Modification Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00110230-000500 |
| Primary APN | 00110230-000500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,263 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 39,000 sqft (0.895 acres) |
| Lot Dimensions | 195 ft deep x 220 ft wide |
| Garage Type | Attached |
| Garage Area | 679 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 556 sqft |
| Deck Area | Deck Area |
| Patio Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8497954 |
|---|---|
| Street Address | 785 WILDER RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | 23 66 29 BIG PINE KEY PT SE1/4 LOT E WICKFIELD ACRES & AN UNDIVIDED 1/61 INT IN PARCEL MARKED RESERVED OR650-736/738E OR808-682 OR817-889 OR1099-1838 OR1457-1287/88 OR1632-162/65F/J OR2296-669/71 OR2408-2186Q/C |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 23 |
| Legal Subdivision | BIG PINE KEY |
| Legal Lot Number | E |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 971401 |
Source: Monroe County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 785 WILDER RD, BIG PINE KEY, FL 33043-4634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 24, 2018 | Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Feb 13, 2018 | Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 1997 · Amount on Record |
| Deed Sale | May 19, 1997 · Amount on Record |
| Prior Sale | Mar 1, 1980 · Amount on Record |
| Deed Book / Page | 1457 / 1287 |
| Last Transfer Date | Aug 1, 2025 |
| Transfer Doc | 0033381391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 785 WILDER RD, BIG PINE KEY, FL 33043-4634 |
| Document Number | 0029082085 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 785 WILDER RD BIG PINE KEY FL 330434634, BIG PINE KEY, FL 33043-4634 |
| Document Number | 0029082085 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 002908/002085 |
| Instrument | 2171007 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 785 WILDER RD, BIG PINE KEY, FL 33043-4634 |
| Document Number | 0028931322 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 785 WILDER RD BIG PINE KEY FL 330434634, BIG PINE KEY, FL 33043-4634 |
| Document Number | 0028931322 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 002893/001322 |
| Instrument | 2157006 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 785 WILDER RD, BIG PINE KEY, FL 33043-4634 |
| Document Number | 0029492081 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 785 WILDER RD BIG PINE KEY FL 330434634, BIG PINE KEY, FL 33043-4634 |
| Document Number | 0029492081 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 002949/002081 |
| Instrument | 2207358 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 19, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $252,768 (+5.99%) | $537,181 (+1.72%) Land $312,116 Building $225,065 | |
| 2024 | $2,579.00 (+5.96%) | ||
| 2023 | $2,434.00 (+2.7%) Homeowner's exemption | $238,491 (+3%) | $528,118 (+26.01%) Land $312,100 Building $216,018 |
| 2022 | $2,370.00 Homeowner's exemption | $231,545 | $419,096 Land $204,850 Building $214,246 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures