785 Valley Rd, Walpole, NH 03608 Property Records

Cheshire County and Alstead Town property record for 785 Valley Rd, Walpole, NH 03608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,198 sqft · built 1987
Lot Size	19 acres (827,640 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,202 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WLPO M:00011 L:000039 S:000006`

Property Details

APN / Parcel Number

Primary APN	`WLPO M:00011 L:000039 S:000006`
Alternative APN	`M:00011 B:000039 L:000006`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,198 sqft Living Area
Gross Area	7,974 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	827,640 sqft (19 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	785 VALLEY RD
City	WALPOLE
State	NH
Zip	03608-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR R
Legal Lot Number	39
Jurisdiction	WALPOLE TOWN NH
Township / Civil Division	ALSTEAD
Census Block Group	2
Census Block	2033
Census Tract	970100

Owner

Source: Cheshire County and Alstead Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	785 VALLEY RD, WALPOLE, NH 03608-4658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit SAVINGS BANK OF WALPOLE
Mar 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARC HOME LLC
Dec 30, 2016	Deed of Trust, Mortgage · Conventional with PMI REGENCY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE TOWN NH
Property Address	785 VALLEY RD, WALPOLE, NH 03608-4658
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03339-1041
Date	Feb 18, 2026
Book Page	3339/1041
Instrument	2601168

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE TOWN NH
Property Address	785 VALLEY RD, WALPOLE, NH 03608-4658
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3155-97
Date	Mar 18, 2021
Book Page	3155/97
Instrument	2102919

Lender

Name	ARC HOME LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE TOWN NH
Property Address	785 VALLEY RD, WALPOLE, NH 03608-4658
Document Number	0029720591
Book / Page	002972 / 000591
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Mar 27, 2017
Title Company	PHENIX TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	785 VALLEY RD WALPOLE NH 036084658, WALPOLE, NH 03608-4658

Mortgage

Document Number	0029720591
Date	Jan 3, 2017
Book Page	002972/000591
Instrument	1700035

Lender

Name	REGENCY MTG
Type	Mortgage Company
Address	HOOKSETT, NH 03106

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Cheshire County and Alstead Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Alstead Town
Unified School District	Fall Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,202.00 (+0.88%)	$706,947 (%) Land $152,047 Building $554,900
2024	$12,096.00 (+5.35%)	$706,973 (-0.01%) Land $152,073 Building $554,900
2023	$11,482.00 (-0.55%)	$707,015 (+0.01%) Land $152,115 Building $554,900
2022	$11,545.00	$706,955 Land $152,055 Building $554,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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