785 Trail Rd, Denison, TX 75021 Property Records

Grayson County property record for 785 Trail Rd, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,276 sqft · built 2000
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,450 (Feb 2023)
Tax Bill	$3,717 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`105 108000117`

Property Details

APN / Parcel Number

Primary APN	`105 108000117`
Alternative APN	`116742`

Interior

Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,582 sqft
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Lot Area	218,671 sqft (5.02 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	200 sqft
Patio Area	456 sqft
Utility Building	96 sqft

Location & Zoning

Street Address	785 TRAIL RD
City	DENISON
State	TX
Zip	75021-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-1080 SHANNON T R A-G1080, ACRES 5.02
Legal Subdivision	SHANNON T R A-G1080
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3017
Census Tract	600

Owner

Source: Grayson County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	785 TRAIL RD, DENISON, TX 75021-4351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Dec 21, 2020	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Apr 6, 2004 · Amount on Record
Deed Document Number	20234590
Prior Transfer Date	Mar 30, 2004
Prior Transfer Doc	0000008456
Record Updated	Oct 29, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 24, 2023
Property Address	785 TRAIL RD, DENISON, TX 75021-4351
Document Number	0000004590
Map Reference	VOL 689 PG 464
Instrument Date	Feb 23, 2023
Instrument	2023-4590
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 TRAIL RD, DENISON, TX 75021-4351

Mortgage

Document Number	0000004591
Date	Feb 24, 2023
Instrument	2023-4591

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	785 TRAIL RD, DENISON, TX 75021-4351
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 TRAIL RD, DENISON, TX 75021-4351

Mortgage

Document Number	0000035457
Date	Dec 21, 2020
Instrument	2020-00035457

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Jul 1, 2044

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	785 TRAIL RD, DENISON, TX 75021-4351
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029282
Date	Aug 27, 2021
Instrument	2021-00029282

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,282 (+8.96%)	$352,571 (+11.26%) Land $205,549 Building $147,022
2024	$3,717.00 (+130.01%)
2023		$316,886 Land $182,439 Building $134,447	$316,886 Land $182,439 Building $134,447
2022	$1,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STARR WSC serves 3,100 people · EPA ID TX0910046
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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