785 SW Rustic Cir, Stuart, FL 34997 Property Records

Martin County property record for 785 SW Rustic Cir, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,854 sqft Living Area
Lot Size	12,240 sqft (0.28 acres)
Occupancy	Owner Occupied
Last Sale	$642,000 (2022)
Tax Bill	$3,967.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`44700`
Alternative APN	`55-38-41-011-000-00120-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,854 sqft Living Area
1st Floor	1,188 sqft 1st Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	12,240 sqft (0.28 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	390 sqft Garage

Exterior Amenities

Deck Area	555 sqft Deck
Patio Area	256 sqft Patio
Porch	1 Porch
Porch Area	305 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	44700
Street Address	785 SW RUSTIC CIR
City	STUART
State	FL
Zip	34997-6286
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUSTIC ACRES UNREC LOT 12
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	RUSTIC ACRES UNRECORDED
Legal Tract	1
Legal Lot Number	12
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	1
Census Block	1000
Census Tract	1103

Owner

Source: Martin County records · APN 44700

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	785 SW RUSTIC CIR, STUART, FL 34997-6286
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Mar 28, 2013 · Amount on Record
Deed Doc Number	0033242196
Deed Book / Page	3324 / 2196
Record Refreshed	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 14, 2022
Property Address	785 SW RUSTIC CIR, STUART, FL 34997-6286
Document Number	0033242196
Book / Page	3324 / 2196
Map Reference	MB 1 PG 98
Instrument Date	Jul 08, 2022
Instrument	2970715
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,494.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5655 SW EVANS DR, 5655, STUART, FL 34997-6350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4511 NW 7TH ST, DEERFIELD BEACH, FL 33442-9355

Mortgage

Document Number	0033242198
Date	Jul 14, 2022
Instrument	3324/2198

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,916 (+5.99%)	$521,310 (+6.31%) Land $252,000 Building $269,310
2024	$3,967.00 (+2.29%)
2023	$3,878.00 (-41.28%) Additional exemption filed	$248,066 (-22.47%)	$490,370 (+5.65%) Land $225,000 Building $265,370
2022	$6,604.00	$319,960	$464,160 Land $221,890 Building $242,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.