Hamilton County property record for 785 Summit Ave, Cincinnati, OH 45204 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,876 sqft · built 1873 |
| Lot Size | 0.062 acres (2,701 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,900 (Jul 2004) |
| Tax Bill | $4,100 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 178-0027-0147-00 |
| Primary APN | 178-0027-0147-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 2,876 sqft Living Area |
| Gross Area | 3,840 sqft |
| 1st Floor Area | 964 sqft |
| 2nd Floor Area | 1,912 sqft |
| Basement Area | 964 sqft |
| Year Built | Built 1873 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 2,701 sqft (0.062 acres) |
| Lot Width | 144 ft Width |
| Porch | Open Frame Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 785 SUMMIT AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45204-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WS SUMMIT AV 0.0620 AC R1-T4-S30 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 9600 |
Source: Hamilton County records · APN 178-0027-0147-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 785 SUMMIT AVE, CINCINNATI, OH 45204-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 26, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 2004 · Amount on Record |
| Deed Sale | Jul 16, 2004 · Amount on Record |
| Prior Sale | Mar 28, 2002 · Amount on Record |
| Deed Document Number | 2004161070 |
| Deed Book / Page | 9675 / 2148 |
| Prior Transfer Date | Oct 26, 2000 |
| Prior Transfer Doc | 0000169653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 785 SUMMIT AVE, CINCINNATI, OH 45204-1433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 785 SUMMIT AVE, CINCINNATI, OH 45204-1433 |
| Document Number | 0000006533 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 15591/815 |
| Instrument | 2026-0006533 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 785 SUMMIT AVE, CINCINNATI, OH 45204-1433 |
| Document Number | 0000026902 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 785 SUMMIT AVE CINCINNATI OH 452041433, CINCINNATI, OH 45204-1433 |
| Document Number | 0000026902 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 014128/000739 |
| Instrument | 26902 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,100.00 (+3.09%) | $66,000 (-) Land $2,940 Building $63,060 | $188,570 (-) Land $8,400 Building $180,170 |
| 2024 | $3,977.00 (-2.19%) | $66,000 (-) Land $2,940 Building $63,060 | |
| 2023 | $4,066.00 (+35.9%) | $66,000 (+52.07%) Land $2,940 Building $63,060 | $188,570 (+52.07%) Land $8,400 Building $180,170 |
| 2022 | $2,992.00 Homeowner's exemption | $43,401 Land $2,580 Building $40,821 | |
| 2020 | $124,000 Land $7,370 Building $116,630 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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