Campbell County property record for 785 Sandstone Rdg, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3,404 sqft · built 2009 |
| Lot Size | 0.335 acres (14,636 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $372,618 (Nov 2009) |
| Tax Bill | $5,355 (2025) |
| Deeds & Mortgages | Apr 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-37-817.00 |
| Primary APN | 999-99-37-817.00 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,404 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,636 sqft (0.335 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 9999937817.00 |
|---|---|
| Street Address | 785 SANDSTONE RDG |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-7156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANITE SPRING SUB SEC 15 LOT 179 .3357 AC |
| Legal Subdivision | GRANITE SPRING SUBD |
| Legal Phase | 15 |
| Legal Lot Number | 179 3357 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 53301 |
The current owner of 785 Sandstone Rdg bought it in November 2009.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 785 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2009 · Amount on File |
| Deed Sale | Nov 4, 2009 · Amount on File |
| Prior Sale | Aug 4, 2009 · Amount on File |
| Deed Document Number | 09 11 04 019 00154 |
| Deed Book / Page | 0725 / 748 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 785 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005107820 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | M2216/733 |
| Instrument | 5107820 |
| Name | VICTORY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
The 2025 property tax bill for 785 Sandstone Rdg was $5,355.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,355.00 | $441,900 Land $75,000 Building $366,900 | $441,900 Land $75,000 Building $366,900 |
| 2023 | $5,302.00 (+9.32%) | $441,900 (+13.89%) Land $75,000 Building $366,900 | $441,900 (+13.89%) Land $75,000 Building $366,900 |
| 2022 | $4,850.00 | $388,001 Land $47,601 Building $340,400 | $388,001 Land $47,601 Building $340,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 785 Sandstone Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 785 Sandstone Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures