785 Saint Michael Way, Salinas, CA 93905 Property Records

Monterey County property record for 785 Saint Michael Way, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 1977
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Apr 2017)
Tax Bill	$4,884 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`261-693-004-000`

Property Details

APN / Parcel Number

Primary APN	`261-693-004-000`
Alternative APN	`261-693-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	L-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	261-693-004
Street Address	785 SAINT MICHAEL WAY
City	SALINAS
State	CA
Zip	93905-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL HEIGHTS UNIT NO 6 TRACT NO 783 LOT 9 BLK 8
Legal Subdivision	LAUREL HEIGHTS UNIT NO 6
Legal Tract	783
Legal Block	8
Legal Lot Number	9
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2002
Census Tract	502

Owner

785 Saint Michael Way is owned and occupied by two individuals who bought it in April 2017.

Source: Monterey County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	785 SAINT MICHAEL WAY, SALINAS, CA 93905-2124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit BAY FCU
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 3, 2017	Grant Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on File
Deed Sale	Apr 3, 2017 · Amount on File
Prior Sale	Jul 27, 2016 · Amount on File
Deed Document Number	201717696
Prior Transfer Date	Jan 15, 2010
Prior Transfer Doc	0000002580
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	785 SAINT MICHAEL WAY, SALINAS, CA 93905-2124
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 SAINT MICHAEL WAY, SALINAS, CA 93905-2124

Mortgage

Document Number	0000033048
Date	Aug 3, 2022
Instrument	2022033048

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	785 SAINT MICHAEL WAY, SALINAS, CA 93905-2124
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 SAINT MICHAEL WAY, SALINAS, CA 93905-2124

Mortgage

Document Number	0000005307
Date	Feb 1, 2022
Instrument	2022005307

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 3, 2017
Property Address	785 SAINT MICHAEL WAY, SALINAS, CA 93905-2124
Document Number	0000017696
Map Reference	VOL13 PG25
Instrument Date	Feb 15, 2017
Instrument	2017017696
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SERVICELINK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	785 SAINT MICHAEL WAY, SALINAS, CA 93905-2124

Mortgage

Document Number	0000017697
Date	Apr 3, 2017
Instrument	2017017697

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 785 Saint Michael Way was $4,884.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$396,445 (+2%) Land $213,080 Building $183,365
2025	$4,884.00	$388,672 Land $208,902 Building $179,770
2023	$4,321.00 (+3.87%)	$373,582 Land $200,791 Building $172,791
2022	$4,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 785 Saint Michael Way in Zone X, an area of moderate flood risk, though there have been 12 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	74 units insured incl. 56 condo units
Nearby Flood Claims	12 (1998–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Saint Michael Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cruzio, GeoLinks.

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