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785 S 125 E, Layton, UT 84041 Property Records

Davis County property record for 785 S 125 E, Layton, UT 84041

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,350 sqft · built 1999
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$129,200 (Nov 2004)
Tax Bill$2,106 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN11-426-0020

Property Details

APN / Parcel Number

Primary APN11-426-0020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,350 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address785 S 125 E
CityLAYTON
StateUT
Zip84041-4134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionALL OF LOT 20, HERITAGE FIELDS SUBD CONT. 0.190 ACRES
Legal SubdivisionHERITAGE FIELDS SUBDIVISION LAYTON CITY
Legal Lot Number20
JurisdictionDAVIS UT
Township / Civil DivisionNORTH DAVIS
Census Block Group4
Census Block4001
Census Tract126001

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address785 S 125 E, LAYTON, UT 84041-4134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Deed of Trust, Mortgage · Line of Credit
AMERICA FIRST FCU
Nov 5, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2004 · Amount on Record
Deed SaleNov 29, 2004 · Amount on Record
Prior SaleFeb 25, 1999 · Amount on Record
Deed Document Number20042034056
Deed Book / Page3673 / 1989
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address785 S 125 E, LAYTON, UT 84041-4134
Transaction TypeMortgage
Record UpdatedDec 12, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008388/494
DateNov 29, 2023
Book Page8388/494
Instrument3552576
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address785 S 125 E, LAYTON, UT 84041-4134
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFINANCE OF AMERICA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003201219
DateNov 5, 2019
Book Page7383/0115
Instrument3201219
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateUtah
CountyDavis County
MunicipalityLayton City
Unified School DistrictDavis School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220,551 (-0.25%) Land $102,185 Building $118,366$401,000 (-0.25%) Land $185,790 Building $215,210
2025$2,106.00 (+4.1%)$221,100 (-39.42%) Land $103,491 Building $117,609$402,000 (+10.14%) Land $188,166 Building $213,834
2024$2,023.00 (+3.32%)
2023$1,958.00 (-7.12%)$365,000 Land $112,890 Building $252,110$365,000 Land $112,890 Building $252,110
2022$2,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAYTON CITY WATER SYSTEM
serves 82,000 people · EPA ID UTAH06018
Water SourcePurchased surface water from WEBER BASIN WCD - CENTRAL
Last State InspectionSep 2023
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency
Fiber		10,000 / 10,000
SenaWave
Fiber		2,500 / 2,500
Xfinity
Cable		2,000 / 250
Beehive Broadband
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, Rise Broadband, Utah Broadband.

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