Dubuque County property record for 785 Rose St, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,462 sqft · built 1886 |
| Lot Size | 0.127 acres (5,559 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,826 (2024) |
| Deeds & Mortgages | Nov 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-355-001 |
| Primary APN | 10-24-355-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Upper Floors Area | 704 sqft |
| Basement Area | 704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1886 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 5,559 sqft (0.127 acres) |
| Lot Dimensions | 109 ft deep x 51 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 336 sqft |
| Patio Area | 68 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 785 ROSE ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-4318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 1 CUMMINS SUB |
| Legal Subdivision | LINCOLN |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 701 |
785 Rose St is owned and occupied by an individual who acquired it in November 2022.
Source: Dubuque County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 785 ROSE ST, DUBUQUE, IA 52001-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 10, 2022 |
| Transfer Doc | 0000013758 |
| Record Updated | Jun 8, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Nov 10, 2022 |
| Property Address | 785 ROSE ST, DUBUQUE, IA 52001-4318 |
| Document Number | 0000013758 |
| Map Reference | MB Q PG 336 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 2022-00013758 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 785 ROSE ST, DUBUQUE, IA 52001-4318 |
| Document Number | 0000013759 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022-00013759 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $128,800 Land $28,900 Building $99,900 | $128,800 Land $28,900 Building $99,900 | |
| 2024 | $1,826.00 | ||
| 2023 | $127,000 (+20.61%) Land $27,600 Building $99,400 | $127,000 Land $27,600 Building $99,400 | |
| 2022 | $1,662.00 Homeowner's exemption | $105,300 Land $26,270 Building $79,030 | |
| 2021 | $105,300 Land $26,270 Building $79,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 785 Rose St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 785 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ImOn Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Comelec Internet Services, Nextlink, T-Mobile.
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