785 Riverdell Rd, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 785 Riverdell Rd, Oradell, NJ 07649

Property Summary

Property TypeSingle Family Home
Details1,679 sqft · built 1958
Lot Size0.191 acres (8,320 sqft)
Owner2 Individual Names on File
Tax Bill$14,527 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Aug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN44-00315-0000-00003

Property Details

APN / Parcel Number

Primary APN44-00315-0000-00003
Alternative APNs
  • 440031500003
  • 162100

Interior

Stories1 Story
Building Area1,679 sqft Living Area
1st Floor Area1,679 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRaised Ranch
Construction TypeFrame
Lot Area8,320 sqft (0.191 acres)
Lot Dimensions104 ft deep x 80 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Account Number162100
Street Address785 RIVERDELL RD
CityORADELL
StateNJ
Zip07649-2426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Description80X104
Legal Block315
Legal Lot Number3
JurisdictionBERGEN NJ
Township / Civil DivisionORADELL
Census Block Group3
Census Block3012
Census Tract40002

Owner

785 Riverdell Rd is owned and occupied by two individuals who acquired it in September 2000.

Source: Bergen County and Oradell Borough records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address785 RIVERDELL RD, ORADELL, NJ 07649-2426
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Aug 14, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2000
Deed SaleSep 13, 2000
Prior SaleSep 13, 2000
Deed Book / Page1047 / 309
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address785 RIVERDELL RD, ORADELL, NJ 07649-2426
Document Number0035670001
Instrument DateMar 14, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address785 RIVERDELL RD ORADELL NJ 076492426, ORADELL, NJ 07649-2426

Mortgage

Document Number0035670001
DateApr 9, 2020
Book Page003567/000001
Instrument20038078
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 8, 2050
Interest
Rate TypeAdjustable Rate

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateAug 14, 2026
Property Address785 RIVERDELL RD, ORADELL, NJ 07649-2426
Document Number0000056440
Book / Page5875 / 984
Instrument DateMar 14, 2020
Instrument202656440
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address785 RIVERDELL RD, ORADELL, NJ 07649-2426

Mortgage

Document Number0000056440,
DateAug 14, 2026
Book Page5875/984
Instrument202656440
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount on Record
Term283 Months
DueMar 14, 2050
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 785 Riverdell Rd was $14,527 with a veteran's exemption, up 8.1% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOradell Borough
Elementary School DistrictOradell Borough School District (KG - 06)
Secondary School DistrictRiver Dell Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$664,300 (+4.94%) Land $420,700 Building $243,600$664,300 (+4.94%) Land $420,700 Building $243,600
2025$14,527.00 (+8.14%) Veteran's exemption$633,000 Land $396,600 Building $236,400$633,000 Land $396,600 Building $236,400
2024$13,433.00
2023$491,400 Land $282,400 Building $209,000$491,400 Land $282,400 Building $209,000
2022$12,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 785 Riverdell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Riverdell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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