785 Ridge Loop Rd, North Pole, AK 99705 Property Records

State of Alaska property record for 785 Ridge Loop Rd, North Pole, AK 99705

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,900 sqft · built 1977
Lot Size	0.786 acres (34,251 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,963 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00000278238`

Property Details

APN / Parcel Number

Primary APN	`00000278238`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,900 sqft Living Area
Basement Area	675 sqft
Finished Basement	675 sqft

Exterior

Year Built	Built 1977
Lot Area	34,251 sqft (0.786 acres)
Garage Type	Built-in
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Wood Furnace

Location & Zoning

Street Address	785 RIDGE LOOP RD
City	NORTH POLE
State	AK
Zip	99705-5347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 BLOCK 4 LAKLOEY PARK 8TH ADDN OUT OF TL-1514 & 1517 SEC 15 T1S-R1E
Legal Subdivision	LAKLOEY PARK 8TH
Legal Block	4
Legal Lot Number	35
Jurisdiction	FAIRBANKS NORTH STAR AK
Township / Civil Division	FAIRBANKS NORTH STAR
Census Block Group	2
Census Block	2010
Census Tract	1401

Owner

Source: State of Alaska records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	785 RIDGE LOOP RD, NORTH POLE, AK 99705-5347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2008
Deed Sale	Apr 16, 2008
Deed Document Number	2008-007124-0
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRBANKS NORTH STAR AK
Property Address	785 RIDGE LOOP RD, NORTH POLE, AK 99705-5347
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220160840
Date	Oct 26, 2022
Instrument	2022-016084-0

Lender

Name	MEMBERS CHOICE FINANCIAL CU
Type	Credit Union
Address	FAIRBANKS, AK 99701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: State of Alaska assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Alaska
County	Fairbanks North Star Borough
Unified School District	Fairbanks North Star Borough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,963.00 (+11.76%)	$302,106 (+8.63%) Land $20,722 Building $281,384	$302,106 (+8.63%) Land $20,722 Building $281,384
2023	$3,546.00	$278,110 Land $20,722 Building $257,388	$278,110 Land $20,722 Building $257,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 67% of Alaska
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY WATER COMPANY private · serves 1,575 people · EPA ID AK2310926
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	23 ppb (2026) action level 15 ppb
Copper	3.26 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jul 2025 Lead service line inventory currently in violation since Oct 2024 Corrosion control currently in violation since Sep 2003
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GCI Communication Cable	2,500 / 75
SPITwSPOTS Fixed Wireless	300 / 75
Starlink Satellite	280 / 30