Collier County property record for 785 Reef Point Cir, Naples, FL 34108
| Property Type | Condominium |
|---|---|
| Details | 1,735 sqft · built 1987 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $574,000 (May 2021) |
| Tax Bill | $8,044 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 000100 177 03A33 |
| Primary APN | 000100 177 03A33 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,735 sqft Living Area |
|---|---|
| 1st Floor Area | 1,735 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,742 sqft (0.04 acres) |
| Street Address | 785 REEF POINT CIR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-8765 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF-6 |
| Legal Description | 33 48 25 HOME #82, BEACHWALK (HO) |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 33 |
| Legal Subdivision | ACREAGE HEADER |
| Legal Tract | 000100 |
| Legal Block | 1 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10109 |
Source: Collier County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28840 SPRINGFIELD DR, EASTON, MD 21601-8338 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2021 · Amount on Record |
| Deed Sale | May 5, 2021 · Amount on Record |
| Prior Sale | Nov 3, 2017 · Amount on Record |
| Deed Document Number | 20216051573 |
| Deed Book / Page | 5940 / 1059 |
| Prior Transfer Date | Jan 16, 2008 |
| Prior Transfer Doc | 0043273278 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 785 REEF POINT CIR, NAPLES, FL 34108-8765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057460383 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 5746/383 |
| Instrument | 5850024 |
| Name | UBS BANK USA |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Collier County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,044.00 (+0.45%) | $818,400 (+12.14%) Building $818,400 | $818,400 (+0.61%) Building $818,400 |
| 2024 | $8,008.00 (+3.05%) | ||
| 2023 | $7,771.00 (+8.31%) | $729,817 (+1%) | $813,400 (+22.6%) Building $813,400 |
| 2022 | $7,175.00 | $663,470 Building $663,470 | $663,470 Building $663,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 160 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 464 units insured incl. 304 condo units |
| Nearby Flood Claims | 5 (2009–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Summit Broadband.
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