Charleston County property record for 785 Post Oak Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,282 sqft · built 2003 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,200,000 (Oct 2023) |
| Tax Bill | $31,987 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 532-14-00-322 |
| Primary APN | 532-14-00-322 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,282 sqft Living Area |
| Gross Area | 6,340 sqft |
| 1st Floor Area | 1,871 sqft |
| Upper Floors Area | 1,411 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 862 sqft |
| Deck Area | 40 sqft |
| Patio Area | 369 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 785 POST OAK DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-4953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -OLD VILLAGE LANDING DESCRIPTION -LOT 11 PHASE II SITE NAME -OLD VILLAGE LANDING |
| Legal Subdivision | OLD VILLAGE LANDING |
| Legal Phase | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 4701 |
Source: Charleston County records · APN 532-14-00-322
Assessment roll updated August 1, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 785 POST OAK DR, MOUNT PLEASANT, SC 29464-4953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Oct 30, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on Record |
| Deed Sale | Oct 30, 2023 · Amount on Record |
| Deed Book / Page | 1210 / 831 |
| Prior Transfer Date | Jan 12, 2015 |
| Prior Transfer Doc | 04540520 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 785 POST OAK DR, MOUNT PLEASANT, SC 29464-4953 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 732 GATE POST DR, MT PLEASANT, SC 29464-4948 |
| Document Number | 0013510144 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 1351/144 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Oct 30, 2023 |
| Property Address | 785 POST OAK DR, MOUNT PLEASANT, SC 29464-4953 |
| Document Number | 0012100831 |
| Book / Page | 1210 / 831 |
| Map Reference | MB EA PG 841 |
| Instrument Date | Oct 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 785 POST OAK DR, MOUNT PLEASANT, SC 29464-4953 |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,987.00 (-2.03%) | ||
| 2024 | $32,650.00 (+135.21%) | $132,000 (+118.62%) | |
| 2022 | $13,881.00 | $60,380 | $1,096,700 (-50.15%) Land $474,400 Building $622,300 |
| 2020 | $2,200,000 Land $1,200,000 Building $1,000,000 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), as of September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190047014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 512 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 646 units insured incl. 134 condo units |
| Nearby Flood Claims | 72 (1980–2024) |
| Claims Outside the SFHA | 33 of 72 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
| Wildfire Risk | Moderate above 62% of the US · above 82% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 216 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC1010002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures