785 N Drexel Rd, Morganton, NC 28655 Property Records

Burke County property record for 785 N Drexel Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1940
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Jun 2021)
Tax Bill	$272 (2026)
Deeds & Mortgages	Aug 2026 Sale Dec 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2724656552`

Property Details

APN / Parcel Number

Primary APN	`2724656552`
Alternative APN	`23513`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	785 N DREXEL RD
City	MORGANTON
State	NC
Zip	28655-6628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 RESID
Legal Description	785 N DREXEL RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	1
Census Block	1008
Census Tract	20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	785 N DREXEL RD, MORGANTON, NC 28655-6628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Oct 6, 2015 · Amount on Record
Deed Document Number	20216782
Deed Book / Page	2546 / 941
Last Transfer Date	Aug 19, 2026
Transfer Doc	0026007866
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 20, 2026
Property Address	785 N DREXEL RD, MORGANTON, NC 28655-6628
Document Number	0026007866
Book / Page	2892 / 27
Instrument Date	Aug 19, 2026
Instrument	202626007866
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 N DREXEL RD, MORGANTON, NC 28655-6628

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	785 N DREXEL RD, MORGANTON, NC 28655-6628
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028470159
Date	Dec 29, 2025
Book Page	2847/159
Instrument	2025011057

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	785 N DREXEL RD, MORGANTON, NC 28655-6628
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026650760
Date	Jan 17, 2023
Book Page	2665/760
Instrument	2023000448

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	785 N DREXEL RD, MORGANTON, NC 28655-6628
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026310749
Date	Jun 29, 2022
Book Page	2631/749
Instrument	2021022856

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	9.75%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 10, 2021
Property Address	785 N DREXEL RD, MORGANTON, NC 28655-6628
Document Number	0025460941
Book / Page	2546 / 941
Instrument Date	Jun 3, 2021
Instrument	2021006782
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5685 WATTS RD SW, OCEAN ISLE BEACH, NC 28469-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CRESTLANE DR APT C, C, MORGANTON, NC 28655-6417

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$272.00 (+5.43%)	$60,438 (-) Land $7,938 Building $52,500	$60,438 (-) Land $7,938 Building $52,500
2025	$258.00 (-0.77%)	$60,438 (-) Land $7,938 Building $52,500	$60,438 (-) Land $7,938 Building $52,500
2023	$260.00	$60,438 Land $7,938 Building $52,500	$60,438 Land $7,938 Building $52,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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